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Payments Software Engineer
2 months ago
Jobot is a leading company in the field of online payment processing, dedicated to providing secure and efficient payment solutions to businesses and individuals. With over a decade of experience and a strong commitment to innovation, we are scaling rapidly and seeking a talented Payments Rails Engineer to join our team.
Job SummaryWe are looking for an experienced Payments Rails Engineer with a strong software background and expert knowledge in payment transaction management and data security principles. The ideal candidate will have a deep understanding of API's at various Payments Service Providers, a passion for data security, and the ability to create robust, scalable, and secure payments applications.
Key Responsibilities- Integrate payment/processing options into our existing products, including KYC onboarding new issuer payment / cards, account information, bank-to-bank, account-to-account systems.
- Develop secure backend systems to support payments functionality and future growth.
- Ensure data security of user's private info, financial institutions, and transactional traffic, through best practices in data security, penetration analysis and infrastructure management.
- Write comprehensive tests for infrastructure and APIs to maintain high-quality code and secure environments.
- Create, document and manage an SDK, of private and public APIs, for internal and external customer use.
- Collaborate with front-end developers to integrate user-facing elements with account and transaction side server logic.
- Proactively identify immediate and potential issues, work with the team to prioritize and resolve. Provide technical analysis, streamlined and simplified proposals as needed.
- Working fluency in common programming languages such as C/C++, Java, TypeScript. As well as experience with frameworks such as React, Node,js, Spring Boot.
- Deep understanding of data security principles, cryptographic processes, and practices.
- Advanced knowledge of the US Credit/Debit payment rails, and the API's of Payment Gateways
- Experience with basic EMV payment protocols, and standards including EMV, ISO7816 and ISO14443
- Experience in security layers & standards : JSON, X.509, SHA-3, FIPS … etc
- Experience with Tokenization API's for example from Chase, FIS, Visa, Mastercard, Discover, Amex … etc
- Experience in common payment security, privacy and compliance processes (such as KYC, CPOC, PCI DSS, FIDO)
- Working knowledge of Issuance API's for example from Bancorp, GreenDot, CPI … etc
- Ability to write tests for infrastructure, from application to APIs to payment rails
- Working knowledge of on-prem and cloud servers, including containerization and deploying, on cloud service providers
- Experience with ledger technologies
- Excellent communication and collaboration skills.
- Strong problem-solving skills and the ability to work independently or as part of a team.
- At least 5 years of software engineering experience.
- Proven track record of developing secure, scalable, and efficient server/web applications.
- Experience in payment systems integration, for example with Stripe, PayPal, Square, is a positive
- Bachelor's degree or equivalent experience in Computer Science, Information Technology, Data Security, or a related field is preferred.