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Senior Member Services Specialist
2 months ago
Objective:
In alignment with the United States Senate Federal Credit Union's commitment to service, we aim to enhance the financial well-being of our members across various life stages by integrating sustainability and security into our financial offerings.
Core Values: S.T.R.I.V.E
- Safeguards the trust of our members and staff by protecting their financial information.
- Values diverse perspectives and feedback to foster a trustworthy, safe, and supportive environment, embodying our principle of "better together."
- Demonstrates integrity, professionalism, and authenticity in building relationships grounded in ethical standards.
- Encourages innovation, embraces change, and provides effective solutions while managing risks creatively.
General Overview
Under general oversight and in accordance with all relevant federal and state regulations as well as USSFCU policies, this role involves assisting in the daily operations of the retail branch. Acting as a representative of USSFCU, the incumbent will promote our "Better Together" philosophy to help members achieve their financial goals. Responsibilities include performing both routine and complex transactions, including cash handling. Strong customer service skills are essential for engaging in professional dialogues with members. The role requires building relationships with members, advocating for their needs, actively listening, identifying their requirements, and providing appropriate solutions. The individual should be motivated to meet or exceed performance and sales objectives.
Key Responsibilities
1. Represents the Credit Union with professionalism and courtesy, delivering exceptional service to both external and internal members. Ensures efficiency, accuracy, and results-driven performance.
2. Processes incoming mail meticulously, including deposits, loan payments, and other member transactions.
3. Ensures all transactions are accurately recorded in the designated systems.
4. Verifies the correctness of deposit and payment amounts, ensuring adherence to policies and procedures.
5. Collects mail from the post office on a daily basis.
6. Reconciles and balances all transactions at the end of each day.
7. Identifies and rectifies any discrepancies or errors promptly.
8. Acts as a primary backup for the Contact Center, assisting with incoming calls.
9. Provides timely and accurate responses to member inquiries regarding their accounts and transactions.
10. Collaborates closely with other departments, including accounting and loan processing, to ensure seamless operations and accurate record-keeping.
11. Reviews and interprets credit reports for membership and loan application processes.
12. Demonstrates the ability to cross-sell credit union products and services effectively.
13. Facilitates the opening and closing of accounts.
14. Engages effectively with members and colleagues.
15. Capable of working remotely from home as required.
16. Executes routine and complex member transactions with accuracy and efficiency, minimizing errors.
17. Tracks and records all necessary audit information on required logs, understanding regulatory processes such as CTRs and SARs.
18. Proficiently navigates multiple computer applications while engaging with members in person or through other communication channels.
19. Maintains a comprehensive understanding of credit union services and products, as well as ancillary offerings.
20. As a member advocate, actively listens to offer referrals for products and services tailored to member needs.
21. Possesses problem-solving abilities and follows through on commitments.
22. Demonstrates the ability to meet deadlines consistently.
23. Collaborates positively with team members to promote unity and consistency within the branch and organization.
24. Assists other departments as needed, ensuring accurate information is obtained for members.
25. Maintains confidentiality regarding all member interactions and documentation.
26. Actively participates in training, coaching, and team meetings, striving for personal performance improvement.
Additional Responsibilities
1. Complies with all applicable federal and state regulations, including the Bank Secrecy Act and other relevant policies.
2. Performs other duties as assigned.
Qualifications
Education: High school diploma.
Experience: Minimum of 3 years in a customer service role within a financial institution, focusing on relationship building and cash handling.
Skills: Ability to complete new account and loan training within the first year. Proven track record in cross-selling products and services; attention to detail; proficiency in basic PC applications such as Word, Excel, and Outlook; familiarity with Credit Union policies and procedures, particularly in teller and member service areas. Bilingual in Spanish is a plus.
Communication: Excellent conversational, active listening, and interpersonal skills necessary for building member relationships. Strong written communication skills.
Supervisory: None required.
Time in Service: None required.
Successful candidates will be evaluated based on their previous experience.
Equal Opportunity Employer/Veterans/Disabled
An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status, and will not be discriminated against on the basis of disability.