Credit Policy Officer

3 days ago


Phoenix, Arizona, United States City National Bank Full time
Job Title: Credit Policy Officer

City National Bank is seeking a highly skilled Credit Policy Officer to join our team. As a key member of our Credit Policy and Analysis team, you will be responsible for researching, authorizing, and editing new and revised credit policy and procedures for the Credit Policy Manual and the Credit Procedures Manual.

Key Responsibilities:

  • Analyze and present data regarding trends and overall performance of the credit portfolio quality.
  • Support risk presentations for senior management that include portfolio activities, risk analytics, and performance review.
  • Review and challenge business strategies, and provide feedback on new or significant enhancements to products or services that have credit risk.
  • Utilize sensitivity analysis, stress testing, market trends, and other analytical methodologies to anticipate any credit trends or deterioration and obtain insights into portfolio performance and market opportunities.
  • Support development of analytics and advanced visualization to assist with portfolio credit risk surveillance.
  • Review policy exceptions that will provide meaningful feedback to understand credit portfolio risk.
  • Comply fully with all Bank Operational and Credit policies and procedures as well as all regulatory requirements.
  • Support the credit risk framework that balances the Bank's current situation, desired credit culture, industry best practices, risk tolerance, and regulatory expectations.

Requirements:

  • Bachelor's Degree or equivalent experience.
  • 7 years of experience in a banking environment required.
  • 7 years of experience in credit, risk management, and regulatory supervision required.

Skills and Knowledge:

  • Knowledge of Excel, Access, MS PowerPoint, etc.
  • Prior in-depth knowledge of commercial portfolio management, credit risk, commercial credit underwriting, financial analysis, and regulatory requirements.
  • Strong verbal and written communication skills; ability to do business presentations to small groups.
  • Ability to work with all levels of line and corporate management.

Compensation:

Starting base salary: $111,408 - $189,738 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

About City National Bank:

We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues, and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community, and unparalleled client relationships continues to drive phenomenal growth today.


  • Credit Officer II

    1 week ago


    Phoenix, Arizona, United States City National Bank Full time

    Job Title: Credit Officer IIAt City National Bank, we're seeking a skilled Credit Officer II to join our Fund Finance Team. As a key member of our team, you'll play a critical role in the loan management process, providing credit and loan underwriting expertise to our capital call and subscription lending group.Key Responsibilities:Participate in the loan...


  • Phoenix, Arizona, United States Credit Acceptance Full time

    About the RoleCredit Acceptance is seeking a highly skilled Bilingual Credit Analyst to join our team. As a Bilingual Credit Analyst, you will play a critical role in helping us achieve our goal of providing exceptional customer service and driving business growth.Key ResponsibilitiesHandle phone calls from stakeholders, resolving open requirements on...


  • Phoenix, Arizona, United States Bank of America Full time

    Job Title: Commercial Credit Lending OfficerAt Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.As a Commercial Credit Lending Officer, you will be...


  • Phoenix, Arizona, United States Arizona Central Credit Union Full time

    Chief Executive OfficerArizona Central Credit Union is seeking a visionary leader to drive the organization's growth and success. As the Chief Executive Officer, you will be responsible for leading the Senior Management Team in achieving the Credit Union's strategic objectives while maintaining its financial health and stability.Key Responsibilities:Direct...


  • Phoenix, Arizona, United States Arizona Central Credit Union Full time

    Chief Executive OfficerArizona Central Credit Union is seeking a visionary leader to drive the organization's growth and success. As the Chief Executive Officer, you will be responsible for overseeing the overall operations of the institution, ensuring the financial health and stability of the Credit Union, and representing the organization within the...


  • Phoenix, Arizona, United States Arizona Central Credit Union Full time

    About Arizona Central Credit UnionArizona Central Credit Union has been serving Arizona communities since 1939. With $750 million in assets and over 60,000 members, they offer a wide range of benefits that exceed what regular banks can provide.Job SummaryWe are seeking a strategic and inspirational executive to lead our organization into the future as our...


  • Phoenix, Arizona, United States Lincoln Institute of Land Policy Full time

    Job Title: Policy Analyst, Land and Water Program ImplementationJob Summary:We are seeking a highly skilled Policy Analyst to join our Land and Water Program Implementation team. The successful candidate will have a strong background in land and water policy, with experience in analyzing complex issues and developing effective solutions.Key...


  • Phoenix, Arizona, United States Sumitomo Mitsui Banking Corp Full time

    SummaryThe Credit Risk Analyst will play a key role in supporting the development and management of Credit Risk Strategies for the Unsecured Personal Loans product.Under the supervision of the Credit Risk Manager, the Risk Analyst will assist in building, managing, and implementing credit strategies, including onboarding, verification, pricing, and loan...

  • Credit Specialist

    4 weeks ago


    Phoenix, Arizona, United States First Citizens Bank Full time

    Job Title: Credit SpecialistAt First Citizens Bank, we're seeking a highly skilled Credit Specialist to join our team. As a Credit Specialist, you will play a critical role in ensuring the timely and accurate production of loan approval packages for our Global Fund Banking (GFB) portfolio management team.Key Responsibilities:Creation of all credit packages...


  • Phoenix, Arizona, United States Lincoln Institute of Land Policy Full time

    Job DetailsJob Title: Policy Analyst, Land and Water Program ImplementationLocation: Phoenix, AZJob Type: Full-timeEducation: Bachelor's degree in a related fieldExperience: 3+ years of experience in land and water policy and managementSalary: $75,000 - $85,000 per yearTravel: Up to 10% of the timeJob SummaryWe are seeking a highly skilled Policy Analyst to...

  • Credit Specialist

    3 days ago


    Phoenix, Arizona, United States Federal Deposit Insurance Corporation (FDIC) Full time

    Job SummaryThis position is located in the Division of Risk Management Supervision, San Francisco Region of the Federal Deposit Insurance Corporation and is responsible for conducting and providing advisory services for the review of asset quality and classification of credits with regard to an FDIC Risk Management Examination.The duty location is determined...


  • Phoenix, Arizona, United States First Citizens Bank Full time

    Job Title: SVB Credit Servicing Specialist I HybridThis is a hybrid role that requires working outside of a company office, with a focus on virtual work from home office. As a Credit Servicing Specialist I Hybrid, you will be part of the Credit Servicing Team, which is responsible for ensuring accurate servicing and funding of all existing loans.Key...


  • Phoenix, Arizona, United States Sumitomo Mitsui Banking Corp Full time

    Evolve Banking with UsWe are seeking a seasoned Credit Risk Analyst to join our team at Sumitomo Mitsui Banking Corp. As a key member of our credit risk management team, you will play a crucial role in developing and implementing credit strategies for our Unsecured Personal Loans product.Key Responsibilities:Develop and manage credit underwriting strategies...


  • Phoenix, Arizona, United States USAA Full time

    About USAAUSAA is a leading financial services organization dedicated to serving the needs of U.S. military members and their families. Our mission is to provide exceptional service and support to those who have served our country.The OpportunityWe are seeking a highly skilled Bank Credit Risk Analyst to join our team. As a key member of our credit risk...


  • Phoenix, Arizona, United States USAA Full time

    About the RoleUSAA is seeking a highly skilled Bank Credit Risk Analyst to join our team. As a dedicated professional, you will play a critical role in identifying credit risk, developing and delivering credit strategies, and monitoring credit performance for consumer credit portfolios to optimize profitable growth within risk appetite.Key...


  • Phoenix, Arizona, United States Credit Acceptance Full time

    About the RoleCredit Acceptance is seeking a highly skilled and customer-focused individual to join our team as a Customer Service Representative. In this role, you will play a critical part in delivering exceptional customer experiences and resolving account-related issues.Key ResponsibilitiesHandle incoming phone calls and provide personalized solutions to...


  • Phoenix, Arizona, United States USAA Full time

    About USAAUSAA is a mission-driven organization that facilitates the financial security of millions of U.S. military members and their families. Our core values of honesty, integrity, loyalty, and service guide everything we do, from how we treat our members to how we treat each other.The OpportunityWe are seeking a mid-level Credit Risk Analyst to join our...


  • Phoenix, Arizona, United States The Bank of America Corporation Full time

    About the RoleWe are seeking a highly skilled Commercial Credit Lending Officer to join our team at The Bank of America Corporation.Key ResponsibilitiesResponsible for underwriting and managing commercial credit relationshipsCollaborate with cross-functional teams to deliver business growth and customer satisfactionDevelop and maintain strong relationships...


  • Phoenix, Arizona, United States Sonepar Full time

    Job Summary:We are seeking a highly skilled Construction Credit and Collections Analyst to join our team at QED. As a key member of our Credit and Sales teams, you will be responsible for providing exceptional customer experiences, managing shared mailbox workflow, and maintaining strong relationships with customers and branches.Key Responsibilities:Manage...

  • Senior Credit Analyst

    3 weeks ago


    Phoenix, Arizona, United States Western Alliance Bank Full time

    Job Title: Senior Credit Analyst- Sponsor Finance Location: CityScape Job Summary: The Sponsor Finance Credit Analyst is responsible for analyzing and managing financial data on current and prospective customers, and assisting with underwriting analysis for Relationship Managers. Key Responsibilities: * Perform special financial statement analyses *...