Mortgage Loan Originator

5 days ago


Chicago, Illinois, United States Royal Business Bank Full time
Job Summary

We are seeking a highly motivated and experienced Mortgage Loan Originator/Wholesale Account Executive to join our team at Royal Business Bank. As a key member of our mortgage banking team, you will be responsible for originating and processing residential mortgage loans in the state of Illinois, with a focus on wholesale and retail lending.

Key Responsibilities
  • Develop and maintain relationships with retail clients, including bank branches, real estate companies, and mortgage brokers, to generate new mortgage loan business.
  • Respond to customer inquiries and referrals, and conduct interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, and provide product and pricing guidance.
  • Provide complete loan applications to processing personnel, and ensure exceptional customer service by overseeing the loan process from origination to close.
  • Coordinate and review loan documentation for loan closing, and assist in implementing business plans and marketing strategies to achieve the Bank's financial objectives and CRA goals.
  • Cross-sell other bank products and services, and provide leadership, training, and support to less experienced staff members in the department.
Requirements
  • College degree preferred.
  • Minimum 3 years of experience in originating mortgage loans with a track record of business development.
Preferred Skills
  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills, with a focus on building relationships and generating new business.
  • PC proficiency in Word, Excel, and Encompass.
  • Excellent verbal and written communication skills, with the ability to communicate complex financial information to customers and stakeholders.
  • Bilingual in Mandarin required.
Benefits
  • Competitive base salary and commission structure.
  • Comprehensive benefits package, including medical, vision, dental, and 401(k) plans.
  • Opportunities for professional growth and development, with a focus on leadership and business development skills.


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