Mortgage Loan Originator

5 days ago


Miami, United States City National Bank Full time
About the Role

The Conforming Mortgage Banker is a key member of our team at City National Bank, responsible for originating and closing conforming mortgage loans. This role requires a strong understanding of mortgage products and a proven ability to build relationships with customers and referral partners.

Key Responsibilities
  • Originate and Close Conforming Mortgage Loans: Meet or exceed monthly production goals by originating and closing conforming mortgage loans, with a focus on secondary conforming self-sourced mortgage business.
  • Build Relationships with Customers and Referral Partners: Act as an advisor to potential and existing mortgage customers, providing exceptional customer service and ensuring a seamless loan experience.
  • Market and Generate Referrals: Increase conforming loan applications through marketing and generating referrals from centers of influence, previous customers, and client referrals.
  • Develop Business Outside of Retail Branch Network: Develop business outside of the retail branch network through real estate agents, homebuilders, relocation services, and other channels.
  • Meet Regulatory Requirements: Meet the requirements of the S.A.F.E. Act and follow procedures, including notifying Human Resources of any changes in current status.
Requirements
  • 2-4 Years of Mortgage Sales Experience: Proven experience in mortgage sales, with a strong understanding of underwriting criteria and guidelines.
  • Knowledge of Federal and State Regulations: Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending.
  • Strong Computer Skills: Strong computer skills and competence in Microsoft Office.
  • Bilingual Desired: Bilingual desired, but not required.
Education
  • Bachelor's Degree in Business, Finance, or Related Field: Bachelor's Degree in Business, Finance, or a related field preferred.


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