Mortgage Loan Originator

2 weeks ago


Edina, Minnesota, United States First Bank & Trust Full time
Mortgage Loan Officer II

Job Summary

We are seeking a highly skilled Mortgage Loan Officer II to join our team at First Bank & Trust. As a key member of our Mortgage Lending Department, you will be responsible for originating and managing complex mortgage loans that meet established lending requirements and criteria.

Key Responsibilities

  1. Identify and solicit potential mortgage loan customers to enhance a sales culture within the Mortgage Lending Department.
  2. Conduct interviews with mortgage loan applicants to gather information needed for credit decisions.
  3. Analyze credit information and appraisals to determine creditworthiness.
  4. Monitor past-due reports and assist with collection efforts.
  5. Stay current on industry products and developments to ensure the bank's competitive advantage.
  6. Provide exceptional customer service to ensure customer retention and cross-selling of other bank products and services.
  7. Collaborate with correspondent banks, affiliates, and other FBT banks on mortgage loan origination and closing.
  8. Participate in loan meetings and provide guidance to other Mortgage Department Staff.
  9. Adhere to FBT policies and procedures and participate in required compliance training.

Requirements

A bachelor's degree and a minimum of four years of progressively advanced experience in bank lending or the equivalent are required. Emphasis is placed on suitable communication skills and aptitude for detail.



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