Insurance Underwriter

2 weeks ago


Richmond, Virginia, United States Richmond National Full time
Job Title: Insurance Underwriter

At Richmond National, we are seeking an experienced Insurance Underwriter to join our team. As an Insurance Underwriter, you will be responsible for underwriting and binding new and renewal business, as well as managing assigned brokers, territories, and policies.

Key Responsibilities:

* Underwrite and bind new and renewal business, and manage assigned brokers, territories, and policies.
* Review small to mid-size complex risks to verify acceptability based on company underwriting appetite and underwriting authority.
* Determine whether to accept, provide an option(s), or decline risks, and oversee, review, and approve endorsements.
* Direct loss control services on specific issues for better risk assessment.
* Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
* Review and resolve premium audit inquiries and disputes.
* Communicate with brokers to develop opportunities, obtaining additional information when needed and to promote underwriting appetite for risk.
* Create, analyze, and interpret information from various reports.
* Develop positive working relationships with brokers, through daily interactions and travel to brokerage offices.
* Contribute to training, mentoring, and on-boarding of new or less experienced team members.

Requirements:

* Bachelor's degree or equivalent combination of education and relative experience.
* 1+ year of insurance underwriting experience. E&S experience is a plus.
* Excellent analytical and organizational skills.
* Understanding and ability to effectively engage in the negotiation process.
* Detail oriented with a drive for success and the ability to collaborate effectively and work independently in a fast-paced environment.
* Advanced knowledge of computer programs, including Word, Excel, and Outlook.

Benefits:

* Medical, Dental, and Vision insurance plans.
* FSA/HSA plans.
* Basic Life/AD&D/Short Term/Long Term Disability coverage.
* Matching 401k: 100% match on first 3%, 50% match on next 3%.
* Flexible PTO plan, 12 paid company-wide holidays, plus your birthday off.
* Recognized as a Top Workplace by Richmond Times-Dispatch.

Equal Employment Opportunity:

Richmond National is an equal employment opportunity employer, the Company's employment decisions and practices are not and will not be unlawfully influenced or affected by race, color, creed, age, religion, national origin, sex, disability, genetic information, veteran status, uniformed services, sexual orientation (including transgender status, gender identity or expression), gender, traits historically associated with race, such as hairstyle, pregnancy, childbirth, or related medical conditions or on any other characteristic protected by applicable federal, state, or local law.
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