Mortgage Loan Originator

6 days ago


Oklahoma City, United States ALLEGIANCE CREDIT UNION Full time
About the Role

The Mortgage Loan Officer is a key member of our team at Allegiance Credit Union, responsible for driving loan production and delivering exceptional member service. This role requires a strong understanding of credit union lending policies and regulations, as well as excellent communication and relationship-building skills.

Key Responsibilities
  1. Business Development and Relationship Management: Develop and maintain relationships with potential members, real estate brokers, builders, and community groups to drive mortgage loan business.
  2. Loan Interviews and Processing: Conduct loan interviews to formalize specific loan requests, ensuring complete and accurate information is gathered and provided to applicants.
  3. Community Engagement: Participate in community events, including nights and weekends, to promote the credit union's products and services.
  4. Member Support: Assist members with their lending product and service inquiries, resolving issues within authority and referring complex problems to supervisors.
  5. Compliance and Documentation: Prepare required disclosures within 3 days of application, ensuring loan documentation is compliant with TRID, ATR/QM, and Dodd-Frank regulations.
Requirements
  • 2 years of experience in mortgage lending or a related field.
  • Strong understanding of credit union lending policies and regulations.
  • Excellent communication and relationship-building skills.
  • Ability to work in a fast-paced environment and meet deadlines.


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