Commercial Real Estate Credit Analyst
1 week ago
We are seeking a skilled Commercial Real Estate Credit Analyst to join our team at Lafayette Federal Credit Union. As a key member of our lending department, you will be responsible for analyzing loan applications, evaluating creditworthiness, and making recommendations to approve or deny loans. This is an exciting opportunity to work with a reputable financial institution and contribute to the growth and success of our organization.
About the Role:
In this role, you will work closely with our account officers and loan committee to review loan applications, assess credit risk, and make informed decisions. You will also be responsible for maintaining accurate records, tracking loan status, and ensuring compliance with regulatory requirements. Your strong analytical skills, attention to detail, and excellent communication skills will enable you to build strong relationships with colleagues and clients alike.
Key Responsibilities:
- Analyze loan applications, including reviewing credit reports, verifying information, and assessing creditworthiness.
- Makes recommendations to approve or deny loans based on credit analysis and risk assessment.
- Ensure compliance with regulatory requirements, policies, and procedures related to lending practices.
- Maintain accurate and detailed records of loan applications, approvals, and denials.
- Provide exceptional customer service to clients and colleagues, responding to inquiries and resolving issues in a timely manner.
Requirements:
To be successful in this role, you will need:
- A minimum of three years of experience in commercial real estate lending, credit analysis, or a related field.
- A bachelor's degree in business, finance, or a related field.
- Strong analytical and problem-solving skills, with the ability to interpret complex data and make sound judgments.
- Excellent communication and interpersonal skills, with the ability to build strong relationships with colleagues and clients.
- Knowledge of commercial real estate lending, credit analysis, and regulatory requirements.
What We Offer:
Lafayette Federal Credit Union offers a competitive salary range of $65,000 - $85,000 per year, depending on experience, as well as a comprehensive benefits package, including health insurance, retirement plan, and paid time off. Our dynamic work environment offers opportunities for professional growth and development, with a focus on teamwork, collaboration, and mutual respect.
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