Financial Services Professional
3 weeks ago
At Bank Iowa, we are dedicated to empowering people, inspiring success, and fostering growth in our communities. As a Mortgage Lender, you will play a critical role in originating mortgage loans and promoting our services to the community.
About Us
We are one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our team members are passionate about creating an inclusive environment where all people are truly welcomed, valued, and respected.
Your Role
You will be responsible for generating mortgage loan business by developing relationships with real estate professionals, builders, and other referral sources. You will conduct interviews with prospective borrowers to analyze financial and credit data, determine financing objectives, and advise on product options. Additionally, you will guide clients through the loan application process and ensure all necessary documentation is collected. Collaboration with underwriters to secure approval for loans is also essential.
Requirements
To succeed in this role, you will need a Bachelor's degree in business, finance, or a related field. 1-2 years' experience in a financial institution or loan office setting is also required. Bilingual/Multilingual candidates are preferred. Strong negotiation skills with the ability to close deals effectively are essential, as well as excellent communication and customer service skills. Ability to work in a fast-paced environment while maintaining attention to detail is also crucial.
Salary
The estimated annual salary for this position is $75,000-$100,000, depending on experience. This is a full-time position with typical work hours and days being Monday through Friday, 8:00 AM to 5:00 PM. Some flexibility may be necessary to participate in community events after normal business hours. This role is base salary + incentive based on volume.
Benefits
As a member of our team, you will receive a competitive financial package, including a bonus opportunity, a generous 401k match, and discretionary profit sharing. We offer robust benefits and wellness programs, including health, dental, and vision insurance, as well as a wellness program designed to help drive down your premiums. We value work-life balance and provide 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program.
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