Agricultural and Commercial Lending Specialist

3 weeks ago


Oskaloosa, Iowa, United States Bank Iowa Full time

About the Role

We are seeking a highly skilled and experienced Ag/Commercial Loan Officer to join our team at Bank Iowa. As a key member of our lending team, you will be responsible for managing a portfolio of agricultural and commercial loans, building strong relationships with clients, and driving business growth in our Southeast Iowa Region.

Key Responsibilities

  • Manage a portfolio of agricultural and commercial loans, including loan origination, underwriting, and portfolio management.
  • Build and maintain strong relationships with agricultural and commercial clients, fostering business growth and client retention.
  • Oversee lending activities, including loan applications, credit analysis, and portfolio management.
  • Meet with clients to discuss loan options, answer questions, and provide guidance on financial goals and strategies.
  • Develop relationships with community and professional organizations to enhance the bank's image and identify new business opportunities.
  • Approve loans within specified limits and refer loan applications outside those limits to management for approval.

Requirements

  • Bachelor's degree in Ag Business, Finance, Economics, or related field, with relevant work experience.
  • Strong agricultural background and experience in lending and banking.
  • Minimum of 7+ years of experience as an Ag & Commercial Loan Officer, with leadership experience and credit analysis or underwriting experience.

What We Offer

  • A competitive financial package, including a bonus opportunity, 401k match, and discretionary profit sharing.
  • Robust benefits and wellness programs, including health, dental, and vision insurance, and a wellness program to promote positive change.
  • Blending work and life, with 11 paid observed holidays, 100% paid parental leave, and an employee assistance program.
  • Continued learning opportunities, including formal and informal training, on-the-job training, and tuition reimbursement.
  • Community involvement, with paid volunteer time off and company-sponsored volunteer opportunities.
  • Recognition, with a peer-nominated recognition program to celebrate team members who exemplify our values.

About Bank Iowa

At Bank Iowa, our purpose is to Empower People, Inspire Success, and Foster Growth. We are a leading independent Ag bank and the second-largest family-owned bank in Iowa, serving 22 communities throughout the state. We value our team members and clients, and we are committed to creating an inclusive environment where everyone is truly welcomed, valued, and respected.



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