Mortgage Loan Originator

4 weeks ago


United, United States AmeriServ Financial Full time
Mortgage Loan Originator Job Description

As a Mortgage Loan Originator at AmeriServ Financial, you will play a critical role in originating residential mortgage and home equity loans that support the department and organizational goals. Your primary responsibility will be to originate, develop, and complete residential mortgage and home equity loan applications in a timely and efficient manner.

Key Responsibilities:

  • Originate and develop residential mortgage and home equity loan applications, ensuring timely completion and meeting contract deadlines.
  • Build and maintain relationships with realtors, builders, attorneys, settlement companies, accountants, and other centers of influence to generate referrals and drive business growth.
  • Participate in the execution of the Residential Mortgage Departmental Plan, contributing to meeting or exceeding individual, department, and corporate production and budget goals.
  • Stay informed about current industry trends and developments in the real estate market, as well as mortgage-related policies, procedures, and regulations.
  • Actively participate in civic, business, and community-related activities that provide business development opportunities and support the Bank's CRA responsibilities.

Requirements:

  • Minimum High School graduate with related experience in mortgage lending, preferably with a minimum of three (3) years combined experience in residential mortgage loan originations, loan processing, underwriting, secondary marketing, real estate sales, leasing, commercial lending, or consumer lending.
  • Strong business development skills and ability to build relationships with key stakeholders.

Work Environment:

This role operates in a professional office environment, requiring occasional lifting of up to 10 pounds and/or moving up to 25 pounds. The employee is frequently required to type or otherwise work with fingers, talk expressing or exchanging ideas by means of the spoken word, and hear perceiving the nature of sounds at normal speaking levels.

Travel:

Extensive travel is expected for this position, requiring the ability to adapt to environmental weather conditions as seasons change.


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