Senior Portfolio Banking Specialist

2 weeks ago


Los Angeles, California, United States Cathay Bank Full time

Cathay Bank offers a challenging and rewarding career opportunity as a Senior Portfolio Banking Specialist. We are seeking an experienced professional to join our team, responsible for maintaining and monitoring existing commercial loan portfolios. This role involves close collaboration with Relationship Managers to ensure the optimal management of client relationships and identification of new business opportunities.

The ideal candidate will possess strong credit analysis skills, excellent communication abilities, and experience in cross-selling financial products and services. As a key member of our team, you will be responsible for ensuring compliance with bank policies, regulatory requirements, and best-in-class customer service standards.

Key responsibilities include:

  • Monitoring and managing the credit quality of assigned loan portfolios
  • Ensuring accurate risk rating of each credit based on the bank's risk rating system
  • Maintaining and growing existing client relationships through proactive engagement and cross-selling initiatives
  • Leading the origination process for new credits from existing client bases, including portfolio monitoring, renewals, amendments, and annual reviews

We offer a competitive compensation package, which includes a base salary range of $95,000 - $130,000 per year, commensurate with job-related knowledge, skills, experience, and location. Our benefits package is designed to support your overall well-being and includes medical, dental, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs).

A successful candidate should have a U.S. college degree in a related field, preferably with 5-7 years of experience in loan account relationship management, credit underwriting, or a combination of both. Strong negotiation skills, particularly in rates, terms, collateral requirements, and loan restructuring, are essential. The ability to work independently, prioritize tasks, and maintain attention to detail is also crucial.



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