Current jobs related to Mortgage Lending Specialist - Williston, Vermont - Community Bank NA

  • mortgage loan originator

    1 day ago

    Williston, Vermont, United States Community Bank System Full time

    Mortgage Consultant RoleOverview: As a dedicated member of the Retail Banking Team at Community Bank System, Inc., the Mortgage Consultant plays a pivotal role in originating mortgage loans that meet individual and department production goals. The ideal candidate will possess exceptional customer service skills, a strong understanding of mortgage products,...

  • Mortgage Loan Originator

    1 week ago

    Williston, Vermont, United States Community Bank System Full time

    Mortgage Loan Consultant Job DescriptionAt Community Bank System, we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts.As...

  • Mortgage Support Specialist

    2 weeks ago

    Williston, Vermont, United States Mount Family Group, LTD Full time

    Job OverviewWe are seeking a highly organized and detail-oriented Mortgage Support Specialist to join our team at Mount Family Group, LTD. As a key member of our mortgage operations team, you will provide administrative support to our Mortgage Loan Originators and play a critical role in ensuring the smooth execution of mortgage loans.Key...

  • Member Service Representative

    4 weeks ago

    Williston, Vermont, United States EastRise Credit Union Full time

    Job SummaryWe are seeking a highly skilled Member Service Associate to join our EastRise Credit Union team. As a key member of our branch team, you will provide exceptional service to our members, ensuring their financial needs are met with accuracy and efficiency.Key ResponsibilitiesProvide personalized service to members, addressing their financial needs...

  • Mortgage Loan Officer

    2 weeks ago

    Williston, North Dakota, United States EastRise Federal Credit Union Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Officer to join our team at EastRise Federal Credit Union. The ideal candidate will have a strong background in mortgage lending, excellent communication skills, and a passion for delivering exceptional member service.Key ResponsibilitiesOriginate quality first mortgage loans that meet the...

  • Mortgage Loan Officer

    1 week ago

    Williston, North Dakota, United States EastRise Federal Credit Union Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Officer to join our team at EastRise Federal Credit Union. The ideal candidate will have a strong background in mortgage lending, excellent communication skills, and a passion for delivering exceptional member service.Key ResponsibilitiesOriginate quality first mortgage loans that meet the...

  • Financial Services Representative

    2 weeks ago

    Williston, North Dakota, United States EastRise Credit Union Full time

    Job SummaryWe are seeking a highly skilled Financial Services Representative to join our team at EastRise Credit Union. As a key member of our branch, you will provide exceptional service to our members, helping them achieve their financial goals and objectives.Key ResponsibilitiesProvide personalized service to members, addressing their financial needs and...

  • Member Service Associate

    4 weeks ago

    Williston, North Dakota, United States EastRise Credit Union Full time

    Job DescriptionWe are seeking a highly skilled Member Service Associate to join our EastRise Credit Union team. As a key member of our team, you will provide exceptional service to our members, ensuring their financial needs are met with accuracy and efficiency. Your primary responsibility will be to uncover member financial goals and needs through discovery...

  • Financial Services Representative

    1 month ago

    Williston, North Dakota, United States EastRise Credit Union Full time

    Member Service AssociateWe are seeking a highly skilled and experienced Member Service Associate to join our team at EastRise Credit Union. As a key member of our branch team, you will provide exceptional service to our members, ensuring their financial needs are met with accuracy, efficiency, and a personal touch.Key Responsibilities:Provide personalized...

  • Member Service Associate

    2 weeks ago

    Williston, United States Eastrise Credit Union Full time

    We're looking for an experienced Member Service Associate to join our Harvest Lane branch in Williston! This team member will provide efficient, accurate, and polite service to members while gaining insight into their financial needs. Listens attentively to member needs and provides solutions that best suit the members needs and goals. Primarily uncovers...

  • Member Service Associate

    1 month ago

    Williston, United States EastRise Credit Union Full time

    We're looking for an experienced Member Service Associate to join our Harvest Lane branch in Williston! This team member will provide efficient, accurate, and polite service to members while gaining insight into their financial needs. Listens attentively to member needs and provides solutions that best suit the members needs and goals. Primarily uncovers...

  • Member Service Associate

    1 month ago

    Williston, United States EastRise Credit Union Full time

    Job DescriptionJob DescriptionWe're looking for an experienced Member Service Associate to join our Harvest Lane branch in Williston! This team member will provide efficient, accurate, and polite service to members while gaining insight into their financial needs. Listens attentively to member needs and provides solutions that best suit the member’s...

  • Member Service Associate

    2 weeks ago

    Williston, VT, United States EastRise Credit Union Full time

    We're looking for an experienced Member Service Associate to join our Harvest Lane branch in Williston! This team member will provide efficient, accurate, and polite service to members while gaining insight into their financial needs. Listens attentively to member needs and provides solutions that best suit the member's needs and goals. Primarily uncovers...

Mortgage Lending Specialist

2 months ago

Williston, Vermont, United States Community Bank NA Full time
Overview

At Community Bank System, Inc. (CBSI), we are committed to delivering exceptional financial services and products tailored to our customers' needs. Our retail division, Community Bank, N.A., operates over 200 customer locations across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts.

In addition to retail banking, we provide a range of services including wealth management, investment management, insurance and risk management, and benefit plan administration.

We value our employees as they are the cornerstone of our success. To support their growth and career longevity, we offer competitive compensation, comprehensive benefits, and opportunities for professional development and advancement.

As an equal-opportunity workplace and affirmative-action employer, we embrace diversity to enhance our workplace for the benefit of our employees, customers, and communities.

Responsibilities

As a vital member of the Retail Banking Team, the Mortgage Consultant is responsible for originating mortgage loans to achieve individual and departmental production targets.

Loans must be originated in compliance with bank policies and regulatory guidelines, with a strong focus on providing outstanding customer service.

The Mortgage Consultant will:
  • Establish and nurture professional relationships with local business sources through a proactive sales call program targeting realtors and other referral partners.
  • Solicit high-quality loans that align with current product offerings.
  • Educate customers about the bank's loan programs, underwriting standards, and relevant government regulations.
  • Schedule customer appointments at convenient locations, coordinating with associates as necessary.
  • Conduct thorough interviews with applicants to gather and analyze essential information regarding income, assets, debts, and credit history.
  • Advise potential borrowers on the most suitable products based on their financial situations, highlighting the features and benefits of various loan programs.
  • Complete loan applications and pre-processing tasks promptly to ensure timely disclosures.
  • Gather and submit necessary documentation for loan decisions by bank underwriters.
  • Cross-sell additional bank products and services, referring customers to appropriate departments.
  • Communicate loan approvals, denials, and counter-offers to applicants while maintaining confidentiality.
  • Develop new business by marketing to satisfied former customers and potential referral sources.
  • Represent the bank at local business and community events to foster relationships and promote services.
  • Stay informed about market trends and regulatory changes in the mortgage industry.
  • Participate in ongoing training and community outreach programs to support low to moderate-income groups.
  • Ensure compliance with all federal and state regulations, maintaining a thorough understanding of lending programs and policies.
  • Manage the loan file throughout the processing, underwriting, closing, and post-closing stages.
  • Respond to inquiries related to mortgage lending and assist other bank personnel as needed.
  • Complete annual training requirements on federal and state laws and regulations.
  • Perform other related duties as assigned.

Qualifications

Applicants should possess:
  • An Associate's degree or equivalent preferred.
  • Specialized education and training in banking and lending.
  • Sales training experience.
  • Strong reading, writing, grammar, and mathematical skills.
  • Proficiency in PC applications and excellent interpersonal and communication skills.
  • A solid understanding of bank operating policies affecting consumer services.
  • Comprehensive knowledge of the bank's mortgage and home equity products.
  • A minimum of 5 years of experience in real estate lending, including 2 years in a sales-related role.
  • National Mortgage Licensing System (NMLS) registration as required by The SAFE Act.

Compensation and Benefits

This position offers a Commissioned Base Incentive Plan with potential for annual merit increases. In addition to a competitive salary, employees receive benefits such as:
  • 11 paid holidays
  • Paid vacation
  • Medical, Vision & Dental insurance
  • 401K with generous match
  • Pension plan
  • Tuition reimbursement
  • Banking discounts

Physical Requirements

The physical demands of this role may include standing, walking, or sitting, as well as using hands and fingers for various tasks. Employees may occasionally lift or move up to 25 pounds. Specific vision abilities required include close vision and the ability to focus.

Community Bank System, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.