Decision Science Lead

21 hours ago

Charlotte, North Carolina, United States Truist Inc Full time
Job Description

Truist Inc is seeking a highly skilled Decision Science Lead to join our team. As a key member of our analytics team, you will be responsible for providing project oversight and guidance to Decision Scientists, and supporting the Decision Science Director in executing against the objectives of assigned business group.

Key Responsibilities:

  • Provide detailed analytical insights and define techniques for Consumer Payments, including product profitability, customer segmentation, funnel analytics, and risk analytics.
  • Develop key analysis to grow exposure profitably, including balance build programs, retention & exposure management, and optimize card and digital payment product strategies to increase engagement.
  • Partner with Credit Analytics team and provide knowledge of consumer-lending best practices to support the use of advanced statistical techniques and data sources that optimize the risk reward balance, improve client experience, and drive operational efficiencies.
  • Identify strategic opportunities, synthesize data to craft compelling stories, and present recommendations to senior management for decision making.
  • Perform advanced data analytics and reporting of various credit card and digital payment products to extract value from business data.
  • Perform large-scale experimentation and build data-driven models to answer business questions.

Requirements:

  • Bachelor's degree or equivalent education and 7+ years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics or Engineering.
  • 4+ years of decision science/analytics project management experience with a diverse project focus and demonstrated results.
  • Must act as role model, able to perform in a cross-functional and collaborative team environment focused on supporting business partners with enhanced insights.
  • Demonstrated ability to engage and manage a diverse set of internal business partners, product sets, and projects, connecting insights with execution and business impact.
  • Innovative and strategic thinker with ability to connect to practical application, providing leadership on target initiatives, with a strong bias to action and focus on quantifiable business impact.
  • Experience in managing multiple projects with tight deadlines in a collaborative environment, with ability to pivot and align resources to drive maximum impact.
  • Ability to maintain a high level of competency in statistical and analytical principles, tools, and techniques.

Preferred Qualifications:

  • Master's or PhD in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering.
  • 10+ years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics or Engineering.
  • 2+ years of analytics management experience with a diverse project focus and demonstrated results.
  • Previous experience in Cards and consumer payments.

Benefits:

Truist offers a comprehensive benefits package, including medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

Equal Opportunity Employer:

Truist is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law.

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