Credit Risk Analyst

2 days ago


Princeton, New Jersey, United States Coface North America Insurance Full time
Job Title: Credit Risk Analyst

Coface North America Insurance is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in assessing the creditworthiness of buyers and producing Debtor Risk Assessments (DRAs) to support our underwriting decisions.

Key Responsibilities:
  • Review financial statements, credit reports, and Coface's own experience to assess the creditworthiness of buyers.
  • Produce DRAs demonstrating the analysis of financial and business information, identifying contradictions, and drawing clear conclusions.
  • Monitor risk and update assessments upon receipt of alerts from external sources.
  • React to Claims activity by adjusting the DRA.
  • Review files for accurate identifiers, links, and coherence of DRA to quotation.
  • Handle tasks out of the risk monitoring review workflow in a timely manner, ensuring Service Level Agreements (SLAs) are respected.
  • Monitor sensitive files, send warnings on specific events to Underwriting.
  • Pro-actively build and maintain good working relationships with underwriting and information colleagues.
  • Communicate to underwriters and management any adverse information relevant to a review of exposure.
Requirements:
  • Bachelor's Degree in Finance or equivalent required.
  • 1-2 years' work experience in the financial field, with specific experience conducting credit or business research a major plus.
  • Knowledge of financial analysis and excellent financial rigor, including the ability to interpret a balance sheet and make recommendations based on liquidity and indebtedness.
  • Understanding of banking and funding, including banking products and how financing works.
  • Working knowledge of business law, accounting principles, and legal group structure.
  • Awareness and appreciation of prevailing macroeconomic and industry sector drivers and trends as a backdrop against which to evaluate a business's credit worthiness.
  • Excellent computer literacy, including MS Office, Excel, and Internet search.
  • Nature ability and comfort with asking lead-in and follow-up questions.
  • Ability to work collaboratively and share information.
Compensation:

The base pay for this position ranges from $70,000.00 in our lowest geographic market up to $85,000.00 in our highest market. We also offer a comprehensive benefits package, including health care, 401(k) savings plans, paid time off, and more.



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