Mortgage Loan Officer
4 weeks ago
We are seeking a detail-oriented and experienced mortgage loan officer to join our team at House and Home Mortgage. If you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams, we'd love to talk with you.
Responsibilities:
- Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines.
- Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
- Maintain an active rolling pipeline of funding per our guidelines.
- Assist borrowers in selecting loan programs that best fit their financial goals and needs.
- Establish and maintain relationships with realtors, bank officers, builders, and the community at large to retain existing and attract new business.
Qualifications:
- Bachelor's degree from a four-year college or university required in banking, business, real estate, or a related field.
- 3-5 years of real estate, mortgage origination, or lending experience required.
- Familiarity with multiple types of loans such as conventional, fixed/adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA, and FHLMC, and Home Equity Lines of Credit.
- Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required.
- Requires compliance with lending regulations and bank underwriting guidelines and lending policies.
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