Mortgage Loan Originator

19 hours ago


GA United States Magnolia State Bank Full time
Mortgage Loan Originator Job Description

At Magnolia State Bank, we are seeking a highly skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for soliciting, negotiating, and underwriting mortgage loans in compliance with our lending policies and procedures.

Key Responsibilities:
  1. Business Development: Engage in business development activities, soliciting new business, and instilling a positive sales environment through education of our products and services.
  2. Loan Processing: Perform prequalification assessments, analyze financial conditions, and gather information necessary to present financing requests to senior management or the Loan Committee for approval.
  3. Loan Origination: Meet with existing or potential customers, visit loan sites, negotiate loan terms and conditions, and approve loans within established lending limits.
  4. Loan Servicing: Coordinate the processing of approved loans, ensure loans are processed according to agreement, customer needs, and conform to our lending policies.
  5. Customer Service: Reinforce superior customer service through your own example and follow-through with involved customers and employees.

Requirements:

  • Strong knowledge of financial industry, economy, market conditions, rates, vendors, and competition.
  • Ability to develop and maintain knowledge of financial industry, economy, market conditions, rates, vendors, and competition.
  • Excellent communication and interpersonal skills.
  • Ability to work in a team environment and maintain good customer relations.

Working Conditions:

This position requires the ability to work in a fast-paced environment, meet deadlines, and maintain confidentiality. The employee shall comply with occupational safety and health standards and all rules, regulations, and orders issued pursuant to the OSHA Act of 1970.



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