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Commercial Lending Specialist
2 months ago
Old National Bank is a well-established financial institution dedicated to serving our clients and communities since 1834. With substantial assets, we pride ourselves on being a regional leader committed to social responsibility and community investment.
Role Summary
We are seeking a dedicated Commercial Underwriter to join our team. This role is essential in evaluating and making decisions on loans with a Total Credit Exposure ranging from $0 to $3 million, while effectively balancing risk and growth opportunities.
Key Responsibilities
- Conduct thorough underwriting and decision-making for both new credit requests and renewals, ensuring compliance with established lending standards.
- Assign appropriate asset quality ratings and maintain a high level of accuracy in loan analysis.
- Collaborate closely with Business Bankers and Relationship Managers to provide credit expertise throughout the loan origination and review process.
- Deliver exceptional internal customer service and actively participate in team projects and administrative tasks.
Essential Skills
- Proficient in analyzing financial statements and understanding accounting principles.
- Strong decision-making abilities, with a focus on sound risk assessment.
- Ability to work efficiently in a fast-paced environment while managing multiple requests.
- Excellent communication skills, fostering collaboration and engagement within the team.
Qualifications
- A minimum of 4 years of experience in commercial credit analysis and underwriting.
- Bachelor's degree in finance, accounting, or a related field, or equivalent experience.
- Self-motivated with a proactive approach to identifying risks and opportunities.
Company Culture
At Old National Bank, we are committed to fostering an inclusive workplace that values diverse backgrounds and perspectives. We believe in the importance of community involvement and strive to create a positive impact through our work. Join us in our mission to help clients and communities thrive.