Mortgage Loan Specialist
4 weeks ago
Mortgage Processor Job Description
Imagine Staffing Technology, An Imagine Company is seeking a detail-oriented Mortgage Processor to join our dynamic team. As a Mortgage Processor, you will be responsible for processing conventional and government loan requests based on product, underwriting, and state-specific and investor guidelines.
Key Responsibilities:
- Communicate effectively with all parties involved in a new loan application to ensure a seamless and positive experience.
- Obtain necessary documentation or information from internal departments and external organizations to complete an application.
- Notify parties of irregularities relative to standard mortgage guidelines.
- Monitor and update credit reports, appraisals, income documentation, and verifications to ensure all underwriting conditions are met.
- Perform administrative duties supporting the origination department, including preparing and mailing commitment letters, title and homeowners insurance review, and updating loan conditions.
- Ensure adherence to all regulatory requirements and guidelines.
- Strong analytical background to evaluate changes required to all regulatory documents.
- Promote an environment that supports diversity and reflects the company brand.
- Maintain company internal control standards.
Requirements:
- Associates degree with a minimum of one year's mortgage industry experience or two years equivalent work experience.
- Good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software.
- Ability to make sound decisions based on information provided.
- Knowledge of Product, Investor, and Compliance Requirements.
- Versatility and flexibility working within an ever-changing fast-paced mortgage environment.
- Adapting to new policies and procedures to improve processes and workflow.
- Ability to function independently within time constraints.
- Excellent verbal and written communication skills.
- Highly organized with the ability to multitask.
- Strong attention to detail.
- Prioritization of daily workload.
- Ability to work in a team environment.
- Strong work ethic, reliable, and dependable.
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