Mortgage Loan Specialist

4 weeks ago


Buffalo, New York, United States Imagine Staffing Technology, An Imagine Company Full time

Mortgage Processor Job Description

Imagine Staffing Technology, An Imagine Company is seeking a detail-oriented Mortgage Processor to join our dynamic team. As a Mortgage Processor, you will be responsible for processing conventional and government loan requests based on product, underwriting, and state-specific and investor guidelines.

Key Responsibilities:

  • Communicate effectively with all parties involved in a new loan application to ensure a seamless and positive experience.
  • Obtain necessary documentation or information from internal departments and external organizations to complete an application.
  • Notify parties of irregularities relative to standard mortgage guidelines.
  • Monitor and update credit reports, appraisals, income documentation, and verifications to ensure all underwriting conditions are met.
  • Perform administrative duties supporting the origination department, including preparing and mailing commitment letters, title and homeowners insurance review, and updating loan conditions.
  • Ensure adherence to all regulatory requirements and guidelines.
  • Strong analytical background to evaluate changes required to all regulatory documents.
  • Promote an environment that supports diversity and reflects the company brand.
  • Maintain company internal control standards.

Requirements:

  • Associates degree with a minimum of one year's mortgage industry experience or two years equivalent work experience.
  • Good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software.
  • Ability to make sound decisions based on information provided.
  • Knowledge of Product, Investor, and Compliance Requirements.
  • Versatility and flexibility working within an ever-changing fast-paced mortgage environment.
  • Adapting to new policies and procedures to improve processes and workflow.
  • Ability to function independently within time constraints.
  • Excellent verbal and written communication skills.
  • Highly organized with the ability to multitask.
  • Strong attention to detail.
  • Prioritization of daily workload.
  • Ability to work in a team environment.
  • Strong work ethic, reliable, and dependable.


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