Business Banking Relationship Manager

3 days ago


Evergreen Park, Illinois, United States Wintrust Full time
Business Banking Relationship Manager

Wintrust is a financial holding company with approximately $50 billion in assets under management and listed on the NASDAQ:WTFC. Our company operates on the HAVE IT ALL model, offering sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. We have fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, we operate various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services, and qualified intermediary services for tax-deferred exchanges.

Why Work with Us?
  • We have an award-winning culture, recognized as a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
  • Competitive pay and annual discretionary bonus eligible
  • Comprehensive benefit package including medical, dental, vision, life, a 401(k) plan with a generous company match, and tuition reimbursement
  • Family-friendly work hours
  • With 175+ community bank locations, we offer opportunities to grow and develop in your career
  • Promote from within culture
Job Summary

The Relationship Manager on our Business Banking team is responsible for managing and growing an existing portfolio of commercial banking customers, expanding existing customer relationships, and developing new business. Working with clients that are $500K - $30MM in revenue, including C&I, CRE, and SBA. This position provides exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts.

Key Responsibilities
  • Maintain and develop existing portfolio by assessing and meeting client's business and personal needs
  • Increase the Bank's profitability by cultivating new commercial business relationships
  • Negotiate proper loan structure and effectively cross-sell products
  • Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans
  • Maintains comprehensive understanding of current commercial products offered in the market and keeps informed of all relevant industry trends and practices
  • Maintain and build a professional network of COI's and referral sources
  • Maintain a stable network of prospective customers with a consistent approach to calling
Requirements
  • Bachelor's degree with a business, finance, economics, or accounting major (preferred)
  • 5+ years' Business Banking experience within a financial institution
  • Strong understanding of general credit and risk principles, mitigates, and banking policies/procedures; Formal Bank credit training is preferred
  • Excellent verbal and written communications skills
  • Strong analytical, organizational, and time management skills
  • Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment
Benefits
  • Medical Insurance
  • Dental
  • Vision
  • Life insurance
  • Accidental death and dismemberment
  • Short-term and long-term Disability Insurance
  • Parental Leave
  • Employee Assistance Program (EAP)
  • Traditional and Roth 401(k) with company match
  • Flexible Spending Account (FSA)
  • Employee Stock Purchase Plan at 5% discount
  • Critical Illness Insurance
  • Accident Insurance
  • Transportation and Commuting Benefits
  • Banking Benefits
  • Pet Insurance


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