Senior Credit Risk Analyst

4 weeks ago

Quakertown, Pennsylvania, United States QNB Bank Full time

Job Summary

We are seeking a highly skilled Credit Analysis Specialist III to join our team at QNB Bank. As a key member of our credit analysis function, you will be responsible for performing various duties involved with the credit analysis function on all credit relationships as assigned.

Key Responsibilities

  1. Collect and analyze credit information from all available sources, including in-house, other financial institutions, and various agencies.
  2. Analyze financial statements and all related material, in part, through the use of spreading software.
  3. Attend and participate in customer calls with Relationship Managers, including documenting calls as requested.
  4. Develop and prepare credit presentations to document credit files and provide Relationship Managers and/or QNB Loan Committee and Board Loan Committee with the information necessary to make informed credit decisions.

Requirements

  1. Bachelor's degree in business administration specializing in finance, accounting, or economics.
  2. Minimum of 5 years credit analysis experience.
  3. Extensive knowledge of financial statements.
  4. Ability to multi-task and work effectively with colleagues, managing time and resources to ensure work is completed efficiently and within established time frames.
  5. Interpersonal skills to represent QNB in a positive manner when dealing with internal and external customers.
  6. Proficiency in various computer applications, including Microsoft Word and Excel.

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