Lead Fintech Credit Solutions Specialist

3 weeks ago


San Francisco, California, United States First Citizens Full time
About the Role

As a Lead Fintech Credit Solutions Specialist at First Citizens, you will be part of a unique and specialized practice within the Commercial division. Your primary focus will be on providing a holistic set of products and services to power VC-backed Fintech companies across the country.

Salary Range

The base pay for this position is estimated to be between $160,350 - $240,000 per year, depending on skills, experience, location, and other non-discriminatory factors permitted by law.

Job Description

This role is split into an early-stage practice (Seed through ~Series D) and a late-stage practice focused on companies that have achieved material scale (~Series D through post-IPO). Key responsibilities include:

  • Managing lending/credit for new corporate debt deals for Fintech companies, leading due diligence and deal structuring process, and partnering with Relationship Management to deliver and negotiate the credit solution.
  • Focusing on the San Francisco market, but over time covering opportunities/clients in other geographies, primarily across the West Coast, Pacific Northwest, and other parts of the Western United States.
  • Owning the underwriting, term sheet negotiation, investor due diligence calls, legal documentation, and closing process for debt deals.
  • Responsible for portfolio management of existing deals in the San Francisco Fintech portfolio with a focus on proactive portfolio management, understanding changing risk profiles of clients, and communicating with key stakeholders.
Key Skills and Qualifications

To succeed in this role, you should have:

  • A Bachelor's degree with a minimum of 8 years of experience or High School or GED with a minimum of 12 years of experience.
  • Strong familiarity with Venture Debt and Venture Capital ecosystem.
  • Advanced knowledge of portfolio management practices, including expertise in evaluating risk and managing changing situations.
  • Strong structuring and negotiation skills, closing skills, and ability to engage and build trust with clients independently.
Benefits and Other Information

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here.



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