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Top Mortgage Lender Wanted for Primary and Investment Loans

1 month ago


Sterling Heights, Michigan, United States S I MORTGAGE COMPANY Full time
Job Overview

S I MORTGAGE COMPANY is a nationwide mortgage lender with licenses in 39 states, running strong for the past 20 years.

About the Role

We are seeking a Mortgage Loan Officer to evaluate, authorize approval or deny loan applications for primary or investment properties. Our team provides an efficient process from application to closing.

Key Responsibilities
  • Evaluate credit worthiness by processing loan applications within specified limits.
  • Interview applicants to determine financial eligibility and feasibility of granting loans.
  • Determine all applicable ratios and metrics and set up debt payment plans.
  • Communicate with clients regarding loan information.
  • Justify decisions and report on them.
  • Complete loan contracts and counsel clients on policies and restrictions.
  • Update job knowledge on types of loans and other financial services.
  • Maintain and update account records.
  • Assess customer needs and explore all options.
  • Develop referral networks and suggest alternate channels.
Requirements
  • Active NMLS license.
  • Proven experience as a loan officer.
  • Familiarity with computers and loan operating systems.
  • Ability to produce self-generated loans.
  • Solid understanding of direct/indirect lending products and practices.
  • Excellent communication and interpersonal skills.
  • Customer satisfaction orientation and sales competencies.
Benefits Package
  • Estimated Salary: $60,000 - $80,000 per year, depending on experience.
  • Competitive loan pricing.
  • Health insurance.
  • 401K/HSA plan.
  • Flexible work schedule.
  • Employee referral bonus.