Commercial Loan Professional

5 days ago


Paris, Illinois, United States First Mid-Illinois Bancshares Full time
Job Title: Commercial Loan Professional

We are seeking an experienced Commercial Loan Professional to join our team at First Mid Bancshares, Inc. This is a unique opportunity to work in a dynamic environment and contribute to the success of our commercial loan relationships.

The estimated salary for this position is $70,000 - $90,000 per year, depending on experience.

Key Responsibilities:

  • Conduct thorough financial statement reviews and credit analyses for new and existing commercial loan relationships.
  • Develop and present professional credit reports that evaluate borrower's financial condition and repayment capacity.
  • Monitor loan requests and assign risk ratings based on established lending policies and regulatory guidelines.
  • Research industry trends and provide analysis to support lending decisions.
  • Investigate credit and financial information from various sources, including credit bureaus and industry reports.
  • Collaborate with loan officers and other teams to foster relationships with commercial customers.
  • Complete credit administration tasks, including annual reviews and financial covenant tracking.

Required Skills and Qualifications:

  • Bachelor's degree in Accounting, Finance, or Business Administration.
  • Knowledge of spreadsheet software, specifically Excel.
  • Formal training in Microsoft Excel preferred.


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