Senior Commercial Credit Analyst

2 weeks ago


Newburyport, Massachusetts, United States River Run Services LLC Full time
Job Summary

River Run Services, LLC is seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a key member of our commercial lending team, you will be responsible for analyzing credit and financial data to evaluate the creditworthiness of commercial borrowers.

Key Responsibilities
  • Conduct comprehensive credit analyses of new, renewing, and existing loan relationships to assist management in the loan decision-making process.
  • Identify and assess pertinent risks, including non-financial and external factors that may impact the borrower's ability to meet its obligations.
  • Prepare and maintain accurate financial spreadsheets and reports, and gather and assimilate relevant data for each credit analysis.
  • Support ongoing credit file maintenance and overall commercial loan quality control, and assist commercial loan origination staff with various related support functions.
  • Remain current on all Bank credit policies and existing regulations, verifying conformity and noting exceptions in existing and prospective credit relationships.
Requirements
  • Bachelor's Degree in accounting, finance, economics, or business administration.
  • Minimum of 3 years of Commercial Credit/Banking and/or related experience.
  • Strong understanding of commercial lending financial analysis and business structures, corporate and personal financial statements to determine credit worthiness and risk.
  • Ability to translate market data and valuation calculations in appraisal reports.
  • Detail orientation and ability to work successfully with deadlines and time constraints.
  • Ability to learn basics of the Bank's products and services, including loan and commercial products.
  • Proficiency with Microsoft Office, Outlook, and working knowledge of general banking/lending concepts and principals.
Physical Requirements
  • Prolonged periods of sitting at a desk and working on a computer.
  • Must be able to lift up to 15 pounds at times.

River Run Services, LLC is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, results of genetic testing, or service in the military.



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