Residential Mortgage Specialist

7 days ago


Rochester, New York, United States HUNT Real Estate Full time
About the Role

HUNT Real Estate is seeking a highly skilled and experienced Mortgage Loan Officer to join our team of dedicated professionals. As a Mortgage Loan Officer, you will play a critical role in helping clients achieve their financial goals by providing expert guidance and support throughout the mortgage loan process.

Key Responsibilities
  • Client Relationship Management: Meet with loan applicants to identify their needs, collect information for loan applications, and guide them throughout the entire loan process.
  • Loan Application Assistance: Assist clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
  • Financial Analysis: Review financial information from all relevant parties to determine eligibility.
  • Loan Submission and Monitoring: Submit loan applications in a timely manner, monitoring active loan files on a regular basis.
  • Pre-qualifications: Prepare thorough and timely pre-qualifications.
  • Loan Origination and Evaluation: Originate and evaluate mortgage loans in compliance with Company guidelines and standards as well as federal, state, and local regulations.
  • Relationship Building: Build relationships with our Real Estate Sales Professionals, including visiting and attending Real Estate Branch meetings on a regular basis.
  • Additional Duties: Perform additional duties as assigned.
Requirements
  • Experience: 1-3 years of experience as a mortgage loan officer required.
  • Education: High School Diploma or equivalent required.
  • Knowledge and Skills: Thorough knowledge and understanding of all local, state, and federal mortgage loan regulations required.
  • Licenses and Certifications: New York State Mortgage Loan Originator (MLO) License required upon hire.
Compensation and Benefits

The starting base salary for this position is $40,000-$50,000 per year. This position is also eligible for additional incentive compensation (bonuses, commissions, etc.) based on pre-determined personal performance metrics. Compensation ranges are based on several factors including job function, level, classification, and geographic location. Final offer amounts are determined by multiple factors including candidate experience and expertise, and may vary from the amounts listed here.



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