Commercial Lender Position

This position serves as a representative to current and potential banking clients who require commercial loan services to meet their needs. The role involves interviewing and performing credit analysis on new and existing credit applications, and making recommendations for approval or decline. The position also involves administering bookings, monitoring performance, and conducting visits to customers and community members to promote bank services.

• Meet or exceed loan production goals as set annually by the manager in conjunction with First Security Bank's annual production goals.
• Take applications for commercial loan business, review customer financial condition, and assess the customer's ability to repay the loan.
• Makes underwriting decisions within approval authority, complete or direct completion of all loan documents, and closes loans.
• Confirm details on loan documentation are complete and correct prior to closing to ensure accuracy and adherence to state and federal regulations as well as bank policy.
• Participate in developing lending and deposit business for the company, call on clients to expand existing business, and call on prospects seeking opportunities to expand the company's client base.
• Monitor existing loan portfolio to maintain a high-quality asset base, maintain up-to-date client files, and assist in collection of past due loans.
• Assist customers with any loan-related questions and concerns, and keep current on loan programs and lending regulations as well as all compliance and bank policies and procedures.
• Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of First Security Bank.

We are seeking a highly skilled and experienced Commercial Lender to join our team. The ideal candidate will have a strong background in commercial lending, excellent communication and analytical skills, and the ability to work independently and as part of a team.

• Experience: Commercial Lender II - Two to four years of similar or related experience. Commercial Lender III - Four to six years of similar or related experience. Commercial Lender IV - Six to eight years of similar or related experience.
• Working knowledge of nCino or similar commercial banking software preferred.
• Education/Certification/Licenses: A Bachelor's degree in finance or related field. An equivalent combination of education and experience may be considered.
• Must possess current valid driver's license.

• Knowledge of banking compliance regulations and guidelines related to area of responsibility.
• Skills in areas related to computer operation/use including working knowledge of Microsoft applications and ability to learn new systems/applications.
• Ability to apply accounting, scheduling, and budgeting, measurement and calculation math skills associated with lending activities for purposes of data analysis.
• Comfortable working with a variety of lending formulas and industry-specific equations and formulas with accuracy.
• Communicate Effectively: both verbally and in writing with others in a clear, thorough, and timely manner using appropriate and effective communication tools and techniques.
• Demonstrate soft phone skills by treating all internal and external customers in a polite and courteous manner.
• Customer Service: We are community-inspired and pride ourselves on offering exceptional service to both our internal and external customers.
• Teamwork: Demonstrate ability to work independently and as part of a team. Work cooperatively and effectively with others to set and achieve goals, help others, resolve problems, and make decisions that enhance organizational effectiveness.
• Professionalism: Exhibit a professional manner in dealing with others; work to develop and maintain cooperative and positive working relationships; represent the bank in a positive manner; maintain credibility with others.
• Ethical Behavior: Model high standards of honesty, integrity, trust, and openness. Understand and follow through with appropriate standards of conduct and moral judgment; willing to act outside the norm when needed to adhere to ethical principles.
• Confidentiality: Maintain strict confidentiality regarding any information obtained during performing job duties; adhere to Bank policies and procedures regarding confidentiality.
• Quality Management: Adhere to guidelines, protocol, policies, and procedures and supervisory directives; improve and promote work quality; demonstrate accuracy, thoroughness, and attention to detail; strive to achieve good results.
• Adaptability: Adapt positively to change; manage competing demands and effectively handle changes, delays, and/or unexpected events with a positive attitude.
• Planning and Organization: Prioritize, organize, and plan work; use time efficiently; and achieve results within time frames. Complete work in a timely, accurate manner and be conscientious about assignments and deadlines.
• Judgment/Problem Solving: Display ability and willingness to make sound decisions; identify and resolve problems in a timely and positive manner; exhibit sound judgment; appropriately handle both routine and non-routine situations.
• Individual Responsibility and Accountability: Accept responsibility for own work performance; accept responsibility for own actions and outcomes and does not blame others. Demonstrate willingness to take initiative in performing job duties, resolving issues, and making suggestions for improvement.
• Analytical Thinking: Develop feasible solutions based on logical and reasonable assumptions and factual observation that reflect consideration for resources, constraints, bank values, and goals.
• Negotiation: Negotiate with, convince, or influence others to take a course of action to achieve a specific result. Use appropriate interpersonal styles and communication methods to gain acceptance of an idea, plan, activity, or product.
• Networking: Build networks of useful relationships necessary to achieve positive results. Know how organizations work; cognizant of different roles and positions of power and utilize this information to influence outcomes.
• Initiative: Identify and seize opportunities; display an independent, energetic enthusiasm and readiness to undertake or experiment to improve the organization.
• Results Oriented: Focus efforts and energy on successfully attaining clear, concrete, accurate, timely, and measurable outcomes of importance to the organization. Persistent even when challenged by obstacles or opposition. Achieve goals and bring projects to completion.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to sit, use hands in repetitive motions to finger, grasp, handle, or feel, and talk or hear. The employee is occasionally required to stand, walk, and lift or reach with hands and arms. The employee may also be required to climb, balance, stoop, kneel, crouch, crawl, push, and pull.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off-site whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Must be capable of climbing/descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

We offer an extensive benefits package that includes, but is not limited to, medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO), and holidays.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.