Mortgage Financing Advisor

SmartBank Residential Lender Role

• Embraces and promotes the Core Values and Purpose of SmartBank.
• Engages actively in mortgage division meetings and local market discussions.
• Enhances brand visibility through proactive external sales efforts.
• Participates in events aimed at boosting brand recognition.
• Educates loan clients on underwriting standards.
• Processes online applications and conducts interviews with loan candidates.
• Ensures timely completion of loan applications.
• Collects essential documents and signatures for loan processing.
• Requests credit reports and evaluates credit histories.
• Submits loan applications for approval.
• Implements effective file management practices.
• Attends loan closing sessions at various venues.
• Promotes mortgage offerings to attract new business.
• Addresses mortgage inquiries within designated regions.
• Cross-sells additional banking products.
• Adheres to banking compliance regulations.
• Performs assigned responsibilities diligently.

Qualifications and Requirements:

• Preferred Bachelor's degree.
• 2-4 years of experience in mortgage origination.
• NMLS registration is mandatory.
• Knowledge of underwriting processes.
• Exceptional communication abilities.
• Detail-oriented with strong organizational skills.
• Capability to manage multiple tasks effectively.
• High integrity and professionalism.
• Self-driven with a proactive approach.
• Proficient in Microsoft Office applications.
• Ability to maintain a positive demeanor.
• Work Environment:
• Physical ability to stand, sit, bend, and stoop.
• Visual and auditory capabilities are essential.
• Occasional travel may be required.

Benefits Offered by SmartBank:

• Comprehensive medical, dental, vision, and life insurance.
• 401(k) retirement plan with employer matching.
• Generous paid time off and holiday benefits.
• Mental health support services.
• Paid opportunities for community engagement and tuition reimbursement.
• Company-sponsored apparel.
• Opportunities for professional growth and development.