Mortgage Loan Officer

4 weeks ago

Stafford Township, United States Disability Solutions Full time
Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a commissioned career opportunity that will be based of the Manahawkin/Barnegat, NJ market.

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities

  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization. Other sources could be repeat customers, referrals from current clients as well as branch referrals.

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

This position is fully commissioned.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Mortgage Loan Officer

    4 weeks ago

    Stafford Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    4 weeks ago

    Jackson Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    2 weeks ago

    Jackson Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Senior Mortgage Loan Officer

    4 weeks ago

    Bensalem Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    4 weeks ago

    Mount Laurel Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    4 weeks ago

    Mount Laurel Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Originator

    7 days ago

    Larkin Charter Township, United States Fifth Third Bank Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by...

  • Commercial Mortgage Loan Originator

    2 months ago

    Portage Township, United States Select Capital LLC Full time

    Select Capital is in search of experienced commercial mortgage brokers.This opportunity is where you can leverage your existing contacts in commercial real estate where traditional banking solutions are not available. We work with private lenders that specialize in hard to do deals.We are a nationwide commercial loan firm who specializes in $1 million to $50...

  • Mortgage Loan Originator

    4 days ago

    Larkin Charter Township, United States Fifth Third Bank Full time

    Job Summary:Fifth Third Bank is seeking a highly skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating residential mortgage loans for outside referrals, meeting sales and cross-selling objectives, and assuming overall responsibility for the loan from application to closing.Key...

  • Mortgage Document Specialist

    2 hours ago

    Stafford, United States Carlton Staffing Full time

    Job DescriptionJob DescriptionWe’re hiring a Bilingual Mortgage Document Specialist for our Southwest, Houston client! We are looking for experienced, reliable, hard-working employees who can interview immediately! DESCRIPTION OF YOUR DREAM JOB:Job Title: Mortgage Document SpecialistLocation: Southwest, HoustonPay: $22.00 per hourHours: M-F 9am to...

  • Mortgage Document Specialist

    5 days ago

    Stafford, United States Carlton Staffing Full time

    Job DescriptionJob DescriptionWe’re hiring a Mortgage Document Specialist for our Southwest, Houston client! We are looking for experienced, reliable, hard-working employees who can interview immediately! DESCRIPTION OF YOUR DREAM JOB:Job Title: Mortgage Document SpecialistLocation: Southwest, HoustonPay: $22.00 per hourHours: M-F 9am to 4pmDuration: Temp...

  • Mortgage Closing Coordinator

    1 month ago

    Robinson Township, United States AppleOne Employment Services Full time

    Mortgage Closing CoordinatorDirect-HireFully Onsite - Robinson TownshipPosition Overview:The Mortgage Closing Coordinator is responsible for managing the final stages of the mortgage loan process, ensuring that all necessary documentation is complete, accurate, and compliant with regulatory standards. This role requires meticulous attention to detail, strong...

  • Mortgage Closing Coordinator

    1 month ago

    Robinson Township, United States AppleOne Employment Services Full time

    Mortgage Closing CoordinatorDirect-HireFully Onsite - Robinson TownshipPosition Overview:The Mortgage Closing Coordinator is responsible for managing the final stages of the mortgage loan process, ensuring that all necessary documentation is complete, accurate, and compliant with regulatory standards. This role requires meticulous attention to detail, strong...

  • Mortgage Loan Originator

    5 days ago

    West Bloomfield Township, Michigan, United States Semper Home Loans Full time

    About the RoleWe are seeking a highly skilled and experienced Mortgage Loan Originator to join our expanding nationwide team at Semper Home Loans. As a key member of our team, you will be responsible for originating and processing loans, providing exceptional client service, and driving business growth.Key ResponsibilitiesLoan Origination and Processing:...

  • Mortgage Loan Originator

    4 days ago

    West Bloomfield Township, Michigan, United States Semper Home Loans Full time

    About the RoleWe are seeking a highly skilled and experienced Mortgage Loan Originator to join our expanding nationwide team at Semper Home Loans. As a key member of our team, you will be responsible for originating and processing loans, providing exceptional client service, and driving business growth.Key ResponsibilitiesLoan Origination and Processing:...

  • Loan Processor/Underwriter

    3 months ago

    Cranberry Township, United States WELCOME HOME FINANCE LP Full time

    Job DescriptionJob Description Welcome Home Finance, a Cranberry Twp, PA Based Mortgage Banker is looking for experienced loan processors/Underwriters. You must have at least two years of mortgage loan processing experience. You will be responsible for performing a variety of loan documentation duties, using comprehensive knowledge of policies and...

  • Regulatory Auditor

    2 months ago

    Ewing Township, United States Cenlar FSB Full time

    Cenlar is the nation’s leading mortgage loan sub servicer. Our unique culture is defined by our core values of respect, trust, integrity and care. A promote-from-within philosophy, and opportunities for continuous professional growth make Cenlar a great place to launch or boost your career. Consider this opportunity to join our team as an Internal...

  • Loan Servicing Supervisor

    2 weeks ago

    Mount Laurel Township, United States 1st Colonial Community Bank Full time

    The Loan Operations Supervisor reports to the Vice President of Loan Operations and oversees the daily operations of the Loan Operations Staff, providing hands on support to the Team. This position coordinates staff coverage, works to create efficiencies while enhancing existing procedures and creating new ones as necessary. The Loan Operations Supervisor...

  • Office Coordinator

    3 months ago

    Mount Laurel Township, United States PHH Mortgage Full time

    Onity Group Inc is seeking a proactive and dedicated Facilities & People Coordinator to serve as the cornerstone of our Mount Laurel office's daily operations and HR activities. This role is designed for a solution-oriented individual passionate about crafting exceptional office environments and enriching employee experiences. The ideal candidate will play...

  • Senior Title Officer

    22 hours ago

    Wall Township, United States Weichert, Realtors Full time

    The ideal candidate will meet the following requirements: High school diploma or GED Associate's or bachelor's degree preferred Title Insurance Producer License required Valid driver's license Ten (10) or more years of experience in the title industry or related field Previous experience with commercial closings strongly preferred Versed in procedures...