Mortgage Originator
2 weeks ago
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer’s financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant’s credit worthiness. Has authority to issue pre-qualification statement of borrowers’ eligibility. Determines which products best meet the customer’s needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank’s mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers’ homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Boston, Massachusetts, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
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Regional Sales Manager
4 weeks ago
Boston, Massachusetts, United States Pinnacle Mortgage Co Inc Full timeAbout UsPinnacle Mortgage Corp. is a leading provider of financial services, delivering top-tier solutions with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for clients. We maintain the security and confidentiality of client information, reflecting our commitment to client trust and...
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Regional Sales Manager
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Boston, Massachusetts, United States Pinnacle Mortgage Co Inc Full timeAbout UsPinnacle Mortgage Corp. is a leading provider of financial services, delivering top-tier mortgage solutions with competitive rates. Our team of mortgage professionals prioritizes personalized attention, ensuring tailored financial solutions for clients.Position ProfileWe are seeking a highly skilled VP, Regional Sales Manager to join our team. As...
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Mortgage Loan Officer
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Mortgage Loan Officer
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Mortgage Loan Specialist
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Regional Sales Manager
4 weeks ago
Boston, Massachusetts, United States Pinnacle Mortgage Co Inc Full timeAbout UsPinnacle Mortgage Corp. is a leading provider of financial services, delivering top-tier solutions with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for clients. We maintain the security and confidentiality of client information, reflecting our commitment to client trust and...
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Manager, Producing Sales
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Manager, Producing Sales
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Boston, United States LFP Associates Full timeCommercial Real Estate Finance Associate Attorney Location: Boston, MA Our client, a distinguished AmLaw 50 international law firm with a prominent reputation in commercial real estate finance, seeks a highly qualified Commercial Real Estate Finance Associate Attorney to join its acclaimed Global Finance group. Recognized across top industry publications,...
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