Consumer Lending Risk Manager

2 weeks ago


Glendale, Arizona, United States Global Credit Union Full time
Overview

Reports to: Senior Vice President, Consumer Lending Operations

Functions Supervised: None

Primary Functions: Responsible for oversight and coordination of Compliance, Documentation, Quality Control, Vendor Oversight, and Training teams for all Consumer Lending departments (lending departments include consumer loan origination, servicing, and collection teams).

Duties and Responsibilities:
  1. Responsible for the direct supervision of Consumer Lending Quality Control Manager, Consumer Lending Training Manager, and Consumer Lending Compliance Manager, focusing on clearly identifying their purpose, direction, motivation, and development.
  2. Ensure adherence to credit union, state, and federal regulator mandates within all Consumer Lending departments and teams by embodying a top-to-bottom commitment to compliance culture in all lending and servicing teams.
  3. Provide support and assistance to Executive management in strategic planning for the consumer lending business line, with specific emphasis on developing compliance oversight and training functions to effectively manage risk.
  4. Identify and review regulatory changes related to Consumer Lending business line functions and as necessary propose and facilitate changes to related policies, procedures, and practices. Responsible for reviewing and recommending changes to business line processes to ensure adequate controls are in place to reduce risk of employee errors and oversights.
  5. Responsible for completion and submission of business line risk assessments as directed by Enterprise Risk Management.
  6. Responsible for all business line quality control reviews, ensuring review timeliness, accuracy, and adherence to established credit union policy, procedures, practices, and internal controls.
  7. Responsible for documentation of business line policies, procedures, practices, and correspondence to comply with Board and regulatory requirements.
  8. Responsible for business line vendor oversight; focusing on periodic transactional and account reviews to ensure compliance with contract terms, vendor expectations, and credit union expectations.
  9. Responsible for timely completion, review, and submission of federally mandated quarterly and annual reporting.
  10. Responsible for the development of a training program designed to enhance the business line's overall compliance and risk management program, while providing adequate employee development and guidance.
  11. Act as the primary coordinator and manager for all internal and external audits, to include audits conducted by the credit union's federal regulators.
  12. Perform other duties as assigned.
Qualifications

Education: Bachelor's degree in Business Administration, Finance, or related field.

Creditable Experience in Lieu of Education: Ten years of experience in consumer lending, collections, and servicing fields or commensurate experience with the credit union relating to policy/procedure development and compliance/risk administration.

Experience/Skills: Minimum ten years of progressive experience in compliance, risk, and policy administration related to consumer, credit card and/or real estate lending, collections, and servicing fields. Demonstrated proficiency in managing large/complex projects. Ability to read, analyze, and interpret the meaning of written information (e.g., legal documents, government regulations, and professional publications) and apply it to existing processes to make timely informed decisions considering the relevant facts, goals, constraints, and risks. Proven track record of working well with and influencing peers, as well as members of a senior management team. Requires excellent organizational skills with strong verbal and written communication skills.

Tenure: Not Applicable

Compensation

Consumer Lending Risk Manager (Category 05)

Salary Pay Range: $109,361 - $191,554 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above.

In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.

Benefits
  • Short-term and long-term incentives
  • Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
  • 401(k) plan with a 5% match
  • Employee Assistance Program (EAP)
  • Life and disability coverage
  • Voluntary cash benefits for accident, hospitalization and critical illness
  • Tuition Reimbursement
  • Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
  • Click here to view Global's comprehensive Benefits Programs
Equal Opportunity Employer

  • Glendale, Arizona, United States Global Credit Union Full time

    OverviewReports to: Consumer Lending Funding Supervisor I or II, as assigned. Functions Supervised: None Primary Functions: Review, process, and fund loans received from business partners for vehicle loans (indirect funding). Duties and Responsibilities: Become knowledgeable about Consumer Lending products, services, and processes. Learn to become...


  • Glendale, Arizona, United States Global Credit Union Full time

    OverviewReports to: Consumer Lending Credit Analyst OfficerPrimary Functions: Underwrite consumer loan requests.Duties and Responsibilities:Evaluate credit applications and make credit decisions consistent with the Equal Credit Opportunity Act and all other existing authority, including credit union policies and guidelines.Rapidly underwrite and respond to...


  • Glendale, Arizona, United States Global Credit Union Full time

    OverviewReports to: Consumer Lending Credit Analyst Officer Primary Functions: Underwrite consumer loan requests. Duties and Responsibilities: Evaluate credit applications and make credit decisions consistent with the Equal Credit Opportunity Act and all other existing authority, including credit union policies and guidelines. Rapidly underwrite and...


  • Glendale, Arizona, United States Global Credit Union Full time

    OverviewReports to: Consumer Lending Operations Administration Support Supervisor Functions Supervised: None Primary Functions: Research and support of Special Credits collection function. Duties and Responsibilities: Responsible for accuracy and timely generation of batch and other correspondence for Special Credits. Responsible for assigned data entry and...


  • Glendale, Arizona, United States Global Credit Union Full time

    **About the Role:**The Consumer Financial Associate position at Global Credit Union is an exciting opportunity to join our Consumer Lending team as a key member of our operations staff. As a Consumer Financial Associate, you will assist in various aspects of loan processing, including reviewing loan documents, preparing loan reports, and maintaining accurate...


  • Glendale, Arizona, United States Global Credit Union Full time

    **Job Overview:**As a Lending Products Coordinator at Global Credit Union, you will play a critical role in the success of our Consumer Lending team. Your primary responsibilities will include coordinating loan reviews, preparing loan documents, and ensuring compliance with regulatory requirements.


  • Glendale, Arizona, United States Umpqua Bank Full time

    About the Role :Responsible for managing the overall monitoring and servicing, as well as collateral monitoring, of complex or special significance asset-based loans in accordance with Asset Based Lending policies and guidelines. Responsibilities will also include collaborating with the underwriting group on loan underwriting and closing and with the...


  • Glendale, Arizona, United States Global Credit Union Full time

    **Job Summary:**We are seeking a highly organized and detail-oriented Funding Operations Specialist to join our team at Global Credit Union. As a key member of our Consumer Lending department, you will be responsible for reviewing, processing, and funding loans received from business partners.Main Responsibilities:Review and process loan documents for...


  • Glendale, Arizona, United States Global Credit Union Full time

    **Job Description:**The Indirect Loan Processor is a critical position within our Consumer Lending department at Global Credit Union. In this role, you will be responsible for processing indirect loans, including reviewing loan documents, creating new member accounts, and funding loans in a timely manner.Main Duties and Responsibilities:Process indirect...


  • Glendale, Arizona, United States Tenet Healthcare Corporation Full time

    Job DescriptionWelcome to Abrazo Health Network, where making a real difference in people's lives is at the heart of everything we do. Beyond just medical treatments, we believe in the power of genuine relationships and heartfelt compassion. It's what sets us apart and makes us truly special.When you join our team, you're not just stepping into a job -...


  • Glendale, Arizona, United States Dignity Health Full time

    Overview CommonSpirit Health was formed by the alignment of Catholic Health Initiatives (CHI) and Dignity Health. With more than 700 care sites across the . from clinics and hospitals to home-based care and virtual care services CommonSpirit is accessible to nearly one out of every four . residents. Our world needs compassion like never before. Our...


  • Glendale, Arizona, United States Global Credit Union Full time

    Data Analysis and InterpretationAt Global Credit Union, we rely on data analysis and interpretation to inform our risk management and compliance decisions. As a Fraud Analyst I, you will play a key role in analyzing fraud-related datasets and identifying trends and patterns to inform our anti-fraud initiatives.The ideal candidate will possess a strong...


  • Glendale, Arizona, United States Wingstop - Glendale Full time

    As the Wingstop Hourly Manager, you'll be the go to person during the shift - the first in line to resolve issues and quick to lend a helping hand where needed. When the manager is not present, you'll be responsible for overseeing team members and ensuring customer satisfaction.


  • Glendale, Arizona, United States Global Credit Union Full time

    OverviewReports to: Credit Administration Manager Functions Supervised: None Primary Functions: Responsible for providing an independent comprehensive written evaluation of commercial loans and relationships. This position will also assist in the preparation of annual reviews. Duties and Responsibilities:Evaluates financial statements and prepares...


  • Glendale, Arizona, United States La Causa Full time

    Job Overview">This Crisis Intervention Specialist role at La Causa requires a highly skilled and compassionate professional who can effectively intervene in mental health or substance abuse crisis situations. As part of our team, you will conduct assessments in the community, work to de-escalate and stabilize consumers, and provide education on crisis...


  • Glendale, Arizona, United States Addison Group Full time

    Construction Project Manager POSITION SUMMARY The Project Manager is accountable for providing project engineering management support to Marine Construction Gulf Coast and providing superior customer relations. This includes developing bid packages, calculating project costs, selecting suppliers, procuring materials and services, interpreting project plans,...

  • Project Manager

    5 days ago


    Glendale, Arizona, United States Visium Resources, Inc. Full time

    IntroductionVisium Resources has been asked to identify qualified candidates for this Project Manager position. This position is a contract opportunity which is expected to be Hybrid (Mon-Thurs. Onsite) in Glendale, CA for a duration of 7 months with the possibility for it be extended.The Temporary Project Manager, Operations CP will partner with key...


  • Glendale, Arizona, United States Bank of America Full time

    Description : This job is responsible for supporting Small Business Bankers (SBBs) and Enterprise Business Bankers (ESBBs) with the portfolio of assigned clients with annual revenues from $500k to $5 million. Key responsibilities include serving as the primary liaison between the client and the SBB or ESBB, supporting new client on-boarding, and...

  • Hourly Shift Manger

    4 weeks ago


    Glendale, Arizona, United States Wingstop - Glendale Full time

    As the Wingstop Hourly Manager, you'll be the go to person during the shift - the first in line to resolve issues and quick to lend a helping hand where needed. When the manager is not present, you'll be responsible for overseeing team members and ensuring customer satisfaction. Wingstop - Glendale


  • Glendale, Arizona, United States Optum Full time

    About Us: At Genoa Healthcare, we're dedicated to serving behavioral health and addiction treatment communities. Our personalized services, including in-clinic pharmacies, medication management, and more, are leading the way to a new level of care.The Role: We're seeking a skilled Pharmacy Manager to join our team. As a key position, this individual will...