Credit Risk Analyst II

3 weeks ago


Las Vegas, United States Credit One Bank Full time

Description

  Position Summary The Risk Analyst will primarily be responsible for driving the Bank’s incremental growth through Digital and Direct Mail Acquisition strategies. This position will focus on evaluating, analyzing, and reporting the impact and performance of digital and direct mail acquisition strategies, as well as conducting analyses to evaluate the risk of new and existing programs. The position reports directly to an Assistant Vice President responsible for Acquisition Risk Management.   Summary of Essential Job Functions
  • Help deliver profitable growth through the development of new strategies and the optimization of existing strategies for direct mail and digital acquisition channels through the assessment of credit risk and P&L drivers
  • Explore new areas of opportunity for incremental growth within Direct Mail through testing of new scores and products
  • Leverage advanced analytical tools and algorithms to deliver accretive strategies across targeting, universe expansion, and product mix optimization
  • Develop presentations to share insights and recommendations to upper management
  • Lead analyses to evaluate the risk and profitability of new and existing programs across the entire credit spectrum
  • Collaborate across multiple departments such as Marketing, Data source, Campaign Execution, etc. to achieve effectiveness and efficiency and deliver on business goals
  • Provide insights from external and unconventional data sources to help explore competitive landscape
  • Perform other duties as assigned
Position Requirements
  • Master's Degree in Economics, Finance, Business, Math or related field.
  • 3-5 years' analytical experience in Banking, Finance, Insurance or Gaming.
  • 3-5 years' advanced use of at least one of the following: SAS, SQL Server, Microsoft Access, or Oracle.
  • Intellectual horsepower with problem solving and analytical skills.
  • Must be proficient in data mining and financial modeling procedures.
  • Self-starter, who can work independently with a high degree of organization on several projects at one time.
  • Sufficient self-confidence and ability to propose new ideas/solutions.
  • Ability to quickly assimilate and analyze large amounts of information.
  • Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).
  • Knowledge of credit risk, financial analysis and profitability drivers.
Preferred (Not Required)
  • Advanced degree
  • Consumer Credit Card industry experience
  • Experience in digital and direct mail markets and online acquisitions.
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
  • Data Analyst II

    4 weeks ago


    Las Vegas, Nevada, United States Credit One Bank Full time

    Operations Data Analyst II Role SummaryCredit One Bank is seeking an Operations Data Analyst II to support the overall growth of the organization. The Operations Data Analyst II will focus on improving and maintaining customer service standards through the analysis of diverse business systems and processes.The individual in this position will work within the...


  • Las Vegas, Nevada, United States Climb Credit Full time

    About the RoleClimb Credit is seeking a skilled Credit Modeling Manager to join our team. As a key member of our Quantitative Modeling team, you will be responsible for developing and maintaining our credit loss forecasting analytics to promote continuous improvement towards achieving profitability and loss objectives.This role will involve collaborating...

  • Technical Analyst II

    3 weeks ago


    Las Vegas, United States Sunrise Hospital Full time

    Hourly Wage Estimate: $27.16 - $42.11 / hour Learn more about the benefits offered for this job. The estimate displayed represents the typical wage range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already in this role....


  • Las Vegas, Nevada, United States Credit One Bank Full time

    Job SummaryThis role is responsible for leading a team of risk modeling professionals in developing and delivering statistical models that drive incremental growth in Originations and Existing Cardmember Management (ECM) strategies.The successful candidate will have a strong background in financial analysis, credit risk management, and statistical modeling,...


  • Las Vegas, Nevada, United States Credit One Bank Full time

    Job Summary:Credit One Bank is seeking a highly skilled Assurance Analyst II to join our Information Security Program Assurance team. The successful candidate will be responsible for conducting second-line testing in accordance with the 3-Lines of Defense operating model and a layered defense-in-depth information security (IS) architecture.Key...

  • Technical Analyst II

    1 month ago


    Las Vegas, United States Sunrise Hospital Full time

    Description Hourly Wage Estimate: $27.16 - $42.11 / hour Learn more about the benefits offered for this job. The estimate displayed represents the typical wage range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already...


  • Las Vegas, Nevada, United States Bank of George Full time

    About the RoleWe are seeking a highly skilled Credit Analyst to join our team at Bank of George. As a Credit Analyst, you will play a critical role in gathering and analyzing credit information to determine the advisability of granting credit to current and potential borrowers.Key ResponsibilitiesUphold the Bank's Core Values of Integrity, Respect, Positive...


  • Las Vegas, United States Credit One Bank Full time

    Description  Position Summary The Security Manager supports the AVP of Security Operations and is responsible for a variety of information security functions within the Information Technology Department.  Essential Job Functions:Develop and maintain security design and configuration documentation to ensure effective delivery and continual improvement of...


  • Las Vegas, Nevada, United States BriteCap Financial LLC Full time

    Job OverviewBriteCap Financial LLC is a fast-growing lend-tech company dedicated to providing simple, fast, and affordable financing to America's small businesses. We are seeking a highly skilled Business Operations Analyst to join our team in Las Vegas.Key ResponsibilitiesManage support tickets and user requests, investigating problems and escalating issues...


  • Las Vegas, United States Credit One Bank Full time

    Description Position Summary This position involves responsibility for managing and executing audit processes, with a strong emphasis on compliance and operational risks across departments. The role primarily entails leading risk-based audits by setting the audit scope and crafting test procedures to assess control environments in accordance with audit...

  • Ops/Test Analyst II

    4 weeks ago


    Las Vegas, United States JT4 LLC Full time

    JT4, LLC provides engineering and technical support to multiple western test ranges for the U.S. Air Force, Space Force, and Navy under the Joint Range Technical Services Contract, better known as J-Tech II. JT4 develops and maintains realistic, integrated test and training environments and prepares our nation's war-fighting aircraft, weapons systems, and...


  • Las Vegas, Nevada, United States Boyd Gaming Full time

    Job DescriptionBoyd Gaming Corporation is seeking a highly skilled Director of Governance and Risk Management to lead our company's GRC program. As a key member of our leadership team, you will be responsible for establishing and maintaining our overall IT and security GRC program, as well as our technology compliance.Key ResponsibilitiesEstablish and...


  • Las Vegas, Nevada, United States Credit One Bank Full time

    Job Summary:The Information Security Assurance Specialist will be responsible for conducting second line testing in accordance with the 3-Lines of Defense operating model and a layered defense-in depth information security (IS) architecture. This position is primarily responsible for conducting security controls testing, monitoring, and reporting. In...


  • Las Vegas, Nevada, United States Silver State Schools Credit Union Full time

    Job DescriptionAt Silver State Schools Credit Union, we are seeking a highly skilled and motivated Senior Member Service Representative to join our team. As a key member of our team, you will be responsible for providing exceptional service to our members, identifying their financial needs, and offering tailored solutions to meet those needs.Key...


  • Las Vegas, Nevada, United States Aurora Payments LLC Full time

    Job Title: UnderwriterJob Summary:Aurora Payments LLC is seeking a skilled Underwriter to join our team. As an Underwriter, you will play a critical role in reviewing and analyzing merchant applications to mitigate potential risks and support the growth of our portfolio.Key Responsibilities:Review merchant applications using multiple Underwriting tools and...

  • Intern-Credit/Lending

    2 months ago


    Las Cruces, United States Farm Credit Foundations Full time

    Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make...


  • Las Vegas, United States Resource Informatics Group Full time

    Job Title- Business System Analyst Location- Las Vegas, NV Onsite Client: Photon/Credit One Rate: Open Need on our W2What will you do? Must have experience in collecting requirements across multiple program areas that have varying business needs. Must have Experience gathering, documenting, and capturing design requirements Experience facilitating workshops,...


  • Las Vegas, Nevada, United States sagesure Full time

    About the Role:SageSure is seeking a skilled Underwriter to join our collaborative team. As an Underwriter, you will be responsible for assessing risks and making informed decisions to ensure the success of our customers.Key Responsibilities:Review new and renewal business from our referral systemApprove or deny requests to bindReview property inspection...

  • Helpdesk I

    4 months ago


    Las Vegas, United States Credit One Bank Full time

    Description Position Summary: The Help Desk Analyst’s role is to provide information, assistance, training and technical support to end-users regarding the use of computers, networks, and related peripheral hardware and software. This includes receiving, prioritizing, documenting, and actively resolving end user help requests. Summary of Essential Job...


  • Las Vegas, Nevada, United States PennyMac Full time

    About the RoleThe Business Analyst II provides critical support to Senior analysts and the department manager by developing and tracking key statistical information and performance metrics. This role involves preparing various reporting views, gathering requirements for new reporting, and organizing and presenting data to management.Key...