Portfolio Manager

3 days ago


Charlotte, United States AccruePartners Full time

THE TEAM YOU WILL BE JOINING:

  • Fortune 500 financial services firm headquartered in Charlotte, NC with a significant investment in innovation
  • Recognized by Fortune as one of the world`s most admired companies in 2012 along with many other awards around social responsibility, diversity, equity and inclusion and client experience.
  • Purpose driven and team-oriented environment with focuses on leveraging employee talents, cutting edge technology, and best practices and processes
  • Organization that is recognized for being truly multicultural; diversity and feedback rich is in their DNA
WHAT THEY OFFER YOU:
  • Highly visible opportunity as it supports organization tax policy
  • Results driven organization that values accountability and continuous improvement
  • Opportunity to make an impact and add value - Forthcoming investment in tools and technology to improve current processes
  • Excellent Company Benefits to include medical, dental, 401k and generous PTO policy
WHY THIS ROLE IS IMPORTANT:
  • Underwrites credit exposure for Hospitals/Healthcare and Higher Education/Not for Profit relationships and actively manages a Hospitals / Healthcare and Higher Education/Not for Profit portfolio
  • Possesses a mastery of client and industry expertise, analyzes individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects.
  • Provides independent, in-depth analysis of financial statements, projections and business plans; identifies and mitigates key risks. Recommends and models appropriate loan structures and while maintaining expertise around the bank`s suite of ancillary products, including legal documentation impact and negotiation. Is accountable for the risk evaluation and associated regulatory compliance requirements.
  • Accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation.
  • Responsible for risk rating integrity, annual reviews as well as spreading financial statement, compliance and regulatory review. Manages all amendments and waivers in the assigned portfolio.
  • Expands client relationships through consistent and direct client calling efforts. In conjunction with other internal product partners, applies knowledge of credit policy, pricing and structure to develop solutions that meet the client's needs and the Bank's risk acceptance criteria.
  • Partner closely with Investment Banking peers to ensure effective delivery of complex financing solutions to CCB clients through industry specific lens; responsible for maintaining extensive level of knowledge of corporate banking, investment banking and commercial banking solutions, in addition to market trends and business drivers.
  • Charged with providing independent current and forward-looking risk views on clients within the assigned clients/prospects and portfolio.
THE BACKGROUND THAT FITS:
  • Bachelor`s Degree in Finance or related field and at least 3+years of related training and experience in commercial credit analysis.
  • Mastery level proficiency with MS Office Desktop applications.
  • Strong interpersonal skills and solid written/verbal communication are essential.
  • Sound credit skills essential.
  • Must have strong attention to detail.
  • Ability to prioritize workflow and multi-task in a fast-paced environment.
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