Diverse Mortgage Specialist

3 weeks ago


Charleston, United States First Citizens Bank Full time

This position is seeking a Diverse Mortgage Specialist to help promote fair lending and community goals by providing mortgages for culturally diverse organizations. The role involves originating government, conventional, nonconforming, construction, and permanent mortgage products with a focus on diverse loan production. This involves leveraging mortgage business opportunities through various sales techniques, including outbound calling for sourced leads. The position also supports diverse lending and business development efforts to align with the Bank's objectives and drive revenue.

  • Mortgage Origination: Interviewing applicants to obtain necessary financial information, counseling clients on alternative mortgage products, and negotiating loan terms.
  • Loan Support: Submitting loan applications, coordinating timely processing and closing of loans, and responding to questions from branch associates and clients.
  • Sales: Representing the Bank in diverse lending and outreach opportunities to generate sales leads, and identifying opportunities to cross-sell Bank products and services.
  • Loan Expertise: Maintaining current knowledge of all mortgage loan products, understanding eligibility standards, documentation, and underwriting requirements.

Bachelor's Degree and 2 years of experience in Mortgage origination or Mortgage telephone sales, or High School Diploma or GED and 6 years of experience in Mortgage origination or Mortgage telephone sales. Must complete federal registration and possess a valid driver's license. Proven track record in financial product sales and strong relationship management skills are required. Bilingual in Spanish is a plus.


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