Senior Wealth Underwriter

4 weeks ago

Raleigh, United States First Citizens Full time

Overview

The Senior Wealth Underwriter underwrites and evaluates retail credit loan applications from Bank branches at a higher level of complexity. Reviews applications predominantly from real estate secured transactions to determine risk and creditworthiness. Provides guidance to sales associates on loan decisions and structure, ensuring retail credit lending activities comply with federal and state regulations. Assists management with more advanced underwriting initiatives such as loan reconsiderations. May provide leadership to less experienced associates in work group due to knowledge in area of specialization. The role is a hybrid role located in Raleigh, NC or Columbia, SC.

Responsibilities

Underwrite - Underwrites and evaluates retail credit applications according to applicable regulations, procedures, and guidelines. Reviews financial statements, business balance sheets, and results of analysis to determine risk and creditworthiness. Works extensively with sales associates on underwriting results and individual credit needs. Analysis - Sources, compiles, and interprets financial data. Conducts detailed cash flow analysis to aid in underwriting efforts, and consults on clients with high loan exposure. Analyzes specific customer situations to determine mutually beneficial credit solutions. Business Support - Determines customer needs through communication with branch personnel. Addresses complex or escalated inquiries on retail underwriting and retail denial compliance. Assists in determining mutually beneficial credit solutions for clients and the Bank. Loan Proficiency - Acts as a resource through advanced knowledge of underwriting processes, requirements, and daily activities. Possesses detailed knowledge of appraisal requirements. Serves as backup on loan reconsiderations and may assist management with related initiatives.

Qualifications

Bachelor's Degree and 4 years of experience in Consumer Credit Underwriting with specialtyin Real Estate Secured loan types OR High School Diploma or GED and 8 years of experience in Consumer Credit Underwriting with specialtyin Real Estate Secured loan types Required Qualifications: Consumer Underwriting experience with specialtyin Real Estate Secured loan types Strong understanding of financial principles and concepts Comprehensive knowledge of financial documentation including tax returns and prepared financial statements Excellent verbal and written communicationskills Strong analyticalskills with high attention to detail Solid decisionmaking and problem-solving skills Time management skills and ability to handle multiple loan assignments

Extensive experience in credit analysis required, with exposure to securities based lending and high net worth lending

Preferred Qualifications: Experience underwriting in construction and aircraft lending Experience underwriting in a fast paced, high volume environment Proficient in Microsoft Excel,Team,and Word

#J-18808-Ljbffr

  • Senior Wealth Underwriter

    1 month ago

    Raleigh, United States First Citizens Bank Full time

    Overview: The Senior Wealth Underwriter underwrites and evaluates retail credit loan applications from Bank branches at a higher level of complexity. Reviews applications predominantly from real estate secured transactions to determine risk and creditworthiness. Provides guidance to sales associates on loan decisions and structure, ensuring retail credit...

  • Senior Wealth Underwriter

    1 week ago

    Raleigh, United States First Citizens Bank Full time

    Overview: The Senior Wealth Underwriter underwrites and evaluates retail credit loan applications from Bank branches at a higher level of complexity. Reviews applications predominantly from real estate secured transactions to determine risk and creditworthiness. Provides guidance to sales associates on loan decisions and structure, ensuring retail credit...

  • Underwriter or Senior Underwriter

    1 month ago

    Raleigh, United States CapSpecialty Full time

    Medical, Dental, Vision,Open Vacation Plan; Matching 401(k); Co. Paid Life Ins, STD, LTD; Generous Paid Sick & Family Bonding Leave; Tuition & Educational Reimbursements Underwriter or Senior Underwriter – Surety & Fidelity Atlanta, GA or Southeast Region (AL/FL/SC/NC/TN) Want to join an exciting and collaborative company that offers competitive...

  • Commercial Underwriter

    17 hours ago

    Raleigh, United States Fidelity National Financial Full time

    Overview: Commercial Underwriter prepare commercial title commitments, policies, revisions, closing protection letters, invoices, and endorsements based on title reports, abstracts and/or attorney opinions, as well as from documents in the public records, sales contracts and lender instructions. Duties: Perform all core title that are needed to complete...

  • Associate Underwriter

    1 week ago

    Raleigh, United States James River Management Company Full time

    Associate Underwriter - Executive Underwriter (General Casualty) Alpharetta, GA, USA * Raleigh, NC, USA * Richmond, VA, USA * Scottsdale, AZ, USA * Virtual Req #109 Wednesday, May 22, 2024 Come grow with James River Insurance! James River Insurance is an excess and surplus lines segment of James River Group Holdings, Ltd. and...

  • Associate Underwriter

    3 weeks ago

    Raleigh, United States James River Management Company Full time

    Associate Underwriter (Manufacturers & Contractors) Alpharetta, GA, USA * Raleigh, NC, USA * Richmond, VA, USA * Scottsdale, AZ, USA * Virtual Req #98 Friday, May 3, 2024 Come grow with James River Insurance! James River Insurance is an excess and surplus lines segment of James River Group Holdings, Ltd. and operates on an approved non-admitted basis in 50...

  • Associate Underwriter

    4 weeks ago

    Raleigh, United States James River Management Company Full time

    Associate Underwriter (Manufacturers & Contractors) Alpharetta, GA, USA * Raleigh, NC, USA * Richmond, VA, USA * Scottsdale, AZ, USA * Virtual Req #98 Friday, May 3, 2024 Come grow with James River Insurance! James River Insurance is an excess and surplus lines segment of James River Group Holdings, Ltd. and operates on an...

  • Associate Underwriter

    1 week ago

    Raleigh, United States James River Management Company Full time

    Associate Underwriter (Manufacturers & Contractors) Alpharetta, GA, USA * Raleigh, NC, USA * Richmond, VA, USA * Scottsdale, AZ, USA * Virtual Req #98 Friday, May 3, 2024 Come grow with James River Insurance! James River Insurance is an excess and surplus lines segment of James River Group Holdings, Ltd. and operates on an approved non-admitted basis in 50...

  • Senior Account Executive

    1 month ago

    Raleigh, United States Medical Mutual Holdings Full time

    Title Senior Account Executive Location Remote in Utah, Montana, Wyoming, or Idaho About Us Curi is a full-service advisory firm that serves physicians and medical practices. Equal parts fierce physician advocates, smart business leaders, and thoughtful partners, Curi’s advisory, capital, and insurance offerings deliver valued advice that is grounded in...

  • Senior Account Executive

    1 month ago

    Raleigh, United States Curi Full time

    Title Senior Account Executive Location Remote in Utah, Montana, Wyoming, or Idaho About Us Curi is a full-service advisory firm that serves physicians and medical practices. Equal parts fierce physician advocates, smart business leaders, and thoughtful partners, Curi's advisory, capital, and insurance offerings deliver valued advice that is grounded in...

  • Senior Wealth Strategist

    5 days ago

    Raleigh, United States The PNC Financial Services Group, Inc Full time

    Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...

  • Real Estate Development Finance Underwriter

    2 months ago

    Raleigh, United States Raleigh Housing Authority Full time

    Job DescriptionJob DescriptionReal Estate Development Finance UnderwriterSalary Range: $88,045 to $132,758 (commensurate with experience)The Raleigh Housing Authority is seeking to add new members to the team that are eager to make a difference in their community. If you are looking for more than just a job, but a place where you belong, can grow, and be...

  • Real Estate Development Finance Underwriter

    1 week ago

    Raleigh, United States Raleigh Housing Authority Full time

    Job DescriptionJob DescriptionReal Estate Development Finance UnderwriterSalary Range: $88,045 to $132,758 (commensurate with experience)The Raleigh Housing Authority is seeking to add new members to the team that are eager to make a difference in their community. If you are looking for more than just a job, but a place where you belong, can grow, and be...

  • Senior Credit Analyst

    1 week ago

    Raleigh, United States First Horizon Bank Full time

    Location: On site in Raleigh, NC   Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships.  This position is within the Raleigh Commercial Banking team and a Senior CA will be expected...

  • Senior Credit Analyst

    1 week ago

    Raleigh, United States First Horizon Bank Full time

    Location: On site in Raleigh, NC   Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships.  This position is within the Raleigh Commercial Banking team and a Senior CA will be expected...

  • Senior Credit Analyst

    1 week ago

    Raleigh, United States First Horizon Bank Full time

    Location: On site in Raleigh, NC   Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships.  This position is within the Raleigh Commercial Banking team and a Senior CA will be expected...

  • Senior Credit Analyst

    3 weeks ago

    Raleigh, United States First Horizon Full time

    Location: On site in Raleigh, NC Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. This position is within the Raleigh Commercial Banking team and a Senior CA will be expected to...

  • Senior Credit Analyst

    2 weeks ago

    Raleigh, United States First Horizon Bank Full time

    Location: On site in Raleigh, NC   Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships.  This position is within the Raleigh Commercial Banking team and a Senior CA will be expected...

  • Senior Credit Analyst

    1 week ago

    Raleigh, United States First Horizon Bank Full time

    Location: On site in Raleigh, NC Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships.  This position is within the Raleigh Commercial Banking team and a Senior CA will be expected to...

  • Senior Credit Analyst

    7 days ago

    Raleigh, United States First Horizon Bank Full time

    Location: On site in Raleigh, NC Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. This position is within the Raleigh Commercial Banking team and a Senior CA will be expected to...