Loan Officer

1 month ago

Louisville, United States My Financing USA Full time

Company Description

We Help Make Memories

At My Financing USA, we believe in the adventure of life. Connecting customers with products that bring them memories that will last a lifetime with family and friends is the fuel that drives us. We make it simple and easy. We do the work of finding the best way to access that life, so customers can focus on finding the right RV, boat, or other fun outdoor vehicle for them.

Job Summary

My Financing USA is seeking a Loan Officer that is continually prepared to make a difference in the lives of customers looking to finance a recreational product. A Loan Officer is responsible for discussing clients needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting team throughout the loan process. The ideal candidate has experience in managing loans and sales and thrives in an exciting, challenging, and fast-paced work environment. This is a base salary plus sales commission position

Roles and Responsibilities

  • Helps customers by answering questions and responding to requests.
  • Maintains customer confidence by keeping loan information confidential.
  • Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.
  • Work with customers to determine their needs and recommend the right loan products to help meet their goal
  • Maintains an active knowledge base of all organizations loan products and an understanding of the qualifications required of each applicant
  • Prepares and submits timely and accurate loan files.
  • Evaluates loan applications and documentation, then informs applicants of additional requirements.
  • Schedules and tracks closing dates, contingency dates, and loan rate expirations.
  • Completes loan closing by explaining provisions to applicants; obtaining signatures and notarizations, and collecting fees.

Job Skills & Qualifications

  • Customer service skills
  • Thoroughness
  • Decision making
  • Time management skills
  • Professionalism
  • Negotiation skills
  • Finance Knowledge
  • High School / GED graduate

Required

  • 2-5 years Customer Services / Sales experience preferred

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