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Jr Final Underwriter

3 months ago

Miami, United States One Park Financial Full time
Company Overview:

One Park Financial (OPF) is a leading Financial Technology company dedicated to empowering small businesses by connecting them with a wide variety of flexible financing and funding options. Our mission is to provide entrepreneurs with the working capital they need to elevate their businesses to new heights. At OPF, we believe in working with high-performing individuals who are ready to play an integral part in our company's expansion. We know that our success hinges on our people, and we strive to enable them to do what they do best.

Why Join Us?

At OPF, we foster a dynamic and inclusive company culture that emphasizes collaboration, innovation, and personal growth. Our team is composed of passionate, driven individuals who are committed to making a difference. Here's what you can expect when you join our team:

Innovative Environment: Work with cutting-edge technology and be part of a team that is constantly pushing the boundaries of fintech.

Professional Growth: We invest in our employees' growth with continuous learning opportunities, training programs, and career advancement paths.

Supportive Culture: Enjoy a supportive and inclusive work environment where your ideas are valued, and your contributions make a real impact.

Community Focus: Be part of a company that understands the importance of small and mid-sized businesses to their communities and the nation's financial health.

High-Performing Team: Join a team of badasses who are committed to excellence and are integral to our company's expansion and success.

Job Description:

We want to work with high-performing badasses who will play an integral part in our expansion of the company. We understand one thing: it all comes down to working with the right people and enabling them to do what they do best.

As the Jr. Underwriter, you embody the One Park Financial brand both internally to your colleagues, and outwardly to the world alike.

As the Jr. Underwriter, you are responsible for:
  • Analyzing applications for business owners who are seeking business capital. Conducting a thorough analysis of the business's basic information and revenue.
  • Providing a summary of the credit card processing statements and other documentation that will vary depending on the industry.
  • Properly assessing any risks associated with any given deal.
  • Conducting background checks, pulling credit reports, and interpreting information as it relates to a business.
  • Responsible for processing a minimum of 10 deals daily for an amount of $100k+. Keeping and maintaining a maximum rate of 5% of losses on deals analyzed and funded.
  • Responsible for the beginning stages of collections on defaulting accounts
Requirements
  • 1-3 years of customer service experience / preferably in a business-related field.
  • Ability to multitask
  • Must have strong communication skills & the ability to work well in a team setting
  • The candidate must be Bilingual (Fluent in English and Spanish)
  • Needs to be efficient in Microsoft Office
  • Bachelors level of education or above
  • Clear and LexisNexis knowledge preferred
  • Work a schedule from 12pm-9pm Monday- Friday On-Site
Benefits
  • Competitive Salary
  • 401k with Match
  • Health insurance
  • Dental & Vision Insurance
  • Life insurance
  • Paid time off
  • Office Snacks
  • Monthly events
  • Awesome Work Environment