Senior Compliance Risk Manager II

Responsible for providing thought leadership, direction, and subject matter expertise to first line partners. Constructively challenge first line partners to support the Bank's enterprise compliance program objectives. Ensure responsible growth by balancing business strategy with appropriate compliance risk mitigation and controls.

List job duties and responsibilities:
• Advise first line of business partners on regulatory requirements, appropriate processes and controls, and management monitoring protocols that ensure their respective day-to-day activities operate in a compliant manner, consistent with the Bank's compliance risk appetite
• Ensure the timely execution of the compliance testing program; identifying potential areas of compliance vulnerability and risk and recommending corrective action plans for resolution of problematic issues; preparing detailed compliance testing work papers, summary of findings, and management reports regarding testing findings
• Research regulatory issues and respond to compliance questions from first line partners
• Manage the enterprise consumer complaint process
• Manage the Compliance Risk Management Team's approval of marketing and advertising
• Manage the Compliance Risk Management Team's intranet site
• Manage the Compliance Risk Management Team's business continuity efforts
• Assist with regulatory examinations and independent audit preparation and audit responses
• Manage audit and testing findings to completion
• Complete Compliance Project Risk Assessments as required to support various lines of business initiatives
• Manage and/or participate in projects with compliance/regulatory impact
• Represent the Compliance Risk Management Team on various projects, initiatives, and reviews
• Perform analysis and prepare reports regarding the Bank's CRA and fair lending performance
• Generate management reports/dashboards related to consumer complaints
• Collaborate with others on the Compliance Risk Management Team to proactively identify fair lending risks, determine root cause, and advise on potential remedial action plans
• Manage the enterprise HMDA data collection and HMDA data integrity process
• Manage the enterprise CRA data collection and CRA date integrity process
• Manage the submission of HMDA and CRA LAR annual regulatory reporting
• Manage the enterprise HMDA data statistical regression analysis (fair lending)
• Manage the enterprise consumer loan statistical regression analysis (fair lending)
• Manage the enterprise SAFE Act compliance program
• Perform Secretarial responsibilities for the Compliance Risk Committee
• Perform Secretarial responsibilities for the CRA and Fair Banking Risk Committee
• Function as facilitator in the absence of the Chief Compliance Officer for the Compliance Risk Committee
• Function as facilitator in the absence of the Chief Compliance for the CRA and Fair Banking Risk Committee
• Manage and process policies and procedures to adhere to regulatory requirements
• Adhere to all Bank policies and procedures, including but not limited to, BSA and AML
• Any and all other duties or special projects as requested by management

The position performs duties specific to the position and acts in a leadership and management role to the Compliance Risk Management Team in the absence of the Chief Compliance Officer.

The position is responsible for the supervision of all the Compliance Risk Management Team employees and is expected to provide leadership, training and support to staff members.
• Professional, collaborative, team and results-oriented environment
• Fast paced banking environment, often with competing priorities and non-negotiable regulatory deadlines
• May be mentally and/or physically stressful
• Noise level in the workplace is moderate (light traffic, office machines, etc.)

These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:
• List minimum requirements to include Education, special skills, knowledge of software, licenses, etc.
• Degree: Preferred
• High School Diploma Required
• CRCM Certification Preferred
• Minimum of 10 years' experience as a bank compliance manager/officer, bank compliance auditor, bank examiner, bank auditor, retail/operations administration (or a combination thereof)
• Proficiency in MS Office
• Excellent verbal and written communication
• Expert knowledge and understanding of regulatory risk, compliance risk management and applicable banking regulations impacting the financial services/banking sector
• Expert knowledge of bank operations, lending, products, services and delivery channels
• Ability to read, analyze, and interpret financial reports, legal documents, government regulations and professional publications
• Ability to identify and assess complex issues through root cause analysis and other analytical techniques; structure potential solutions; drive to resolution with stakeholders
• Ability to manage multiple tasks concurrently in an effective and efficient manner
• Ability to maintain confidentiality of sensitive information
• Ability to work independently and as a team member to meet objectives and goals
• Possess high emotional intelligence and excellent interpersonal skills to build and maintain good working relationships
• Ability to work with exceptional attention to detail, and be able to perform duties accurately with multiple interruptions throughout the day
• Motivated, inquisitive, organized, detail-oriented
• Willingness to adapt to changing business needs, deadlines, and extended work hours

Stellar Benefits:

We believe that empowering people goes far beyond the workplace. That's why we've designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities

• Health Care Coverage, no waiting period
• Dental/Vision
• STD/LTD
• Annual Performance Bonus Eligible
• 401K with company match
• Paid Vacation
• Volunteer days
• Tuition Assistance
• And More

What it Means to Be Stellar:

Stellar Bank came to be in 2023, when Allegiance Bank and Community Bank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial expertswho go above and beyond to help them form a plan and get it done

Join Stellar Bank and, yes, you'll be providing outstanding banking. But you'll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you'd be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar - for yourself and for everyone around you.

Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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