Senior Credit Officer

3 weeks ago

Ponte Vedra Beach, United States United Community Bank Full time

Senior Credit Officer

Navitas Credit Corp is a leading financial services firm that was recognized by INC Magazine as one of the 5000 fastest growing companies in the United States. We provide financing to small and medium sized businesses throughout the United States to help them grow and stay competitive. With multiple offices across the country, we have an entrepreneurial culture where we are looking for talented individuals to join our team and grow with us.

REPORTS TO:

Chief Credit Officer

DEPARTMENT:

Credit - Ponte Vedra, FL

Summary:

Oversee all aspects of the “Direct” underwriting function and review transaction requests from the “Indirect” business units that exceed their local credit authorities.

Key Responsibilities:

Analyze financial statements, tax returns, credit reports, Dun & Bradstreet reports and other third party information to determine the borrower’s creditworthiness. Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval. Correspond and interact with Sales personnel to communicate the need for additional credit information as well as communicating justification for decisions. Maintain ownership of PD risk rating models/templates and make changes as necessary to ensure accurate rating process is in place for all credit decisions. Constantly review credit processes for changes to ensure maximum efficiency while maintaining sound credit decisions and provide training as necessary to ensure consistency across all business units. Maintain ownership for the LGD methodology and provide monthly and quarterly updates to corporate accounting. Maintain tracking log for all credit exposures in excess of $500M, including completion of any Annual and Quarterly Credit reviews necessary. Assist CCO in setting and maintaining sound Credit Policies. Perform timely performance reviews for all direct reports.

Education and other credentials: 4-year College or University degree preferred, or 10+ years related experience and/or training, or equivalent combination of education and experience. Computer skills required: Excel spreadsheets Previous equipment leasing/loan industry experience required. Technical / Functional skills and knowledge:

Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data. Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations. Excellent mathematical skills. Must be able to manage time continually prioritizing and re-prioritizing tasks in a efficient and effective manner. Must be organized and extremely detail oriented. Must be skilled in problem resolution. Must be able to multi-task. Must be able to apply general guidelines to an extremely non-standard set of circumstances and documents. Must be able to reason given similar and non-similar circumstances. Must be able to perform effectively under tight time constraints. Must be able to handle pressures both from external and internal customers. Must be able to work effectively with subordinates, peers, and managers from other departments. Must be able to resolve problems from both internal and external sources. Must have excellent written and oral communication skills to convey negative information to internal and external customers in a manner that protects Navitas and retains customers. SUPERVISORY RESPONSIBILITIES:

Supervise staff of analysts within the “Direct” underwriting process.

#J-18808-Ljbffr

  • Senior Credit Officer

    3 days ago

    Ponte Vedra Beach, United States United Community Bank Full time

    Oversee all aspects of the "Direct" underwriting function and review transaction requests from the "Indirect" business units that exceed their local credit authorities. Key Responsibilities: Analyze financial statements, tax returns, credit reports, Officer, Credit, Senior, Banking, Business Services, Skills

  • Senior Credit Officer

    3 days ago

    Ponte Vedra Beach, United States United Community Bank Full time

    Senior Credit Officer Navitas Credit Corp is a leading financial services firm that was recognized by INC Magazine as one of the 5000 fastest growing companies in the United States. We provide financing to small and medium sized businesses throughout the United States to help them grow and stay competitive. With multiple offices across the country, we have...

  • Senior Credit Officer

    7 days ago

    Ponte Vedra Beach, United States United Community Bank Full time

    Senior Credit Officer Navitas Credit Corp is a leading financial services firm that was recognized by INC Magazine as one of the 5000 fastest growing companies in the United States. We provide financing to small and medium sized businesses throughout the United States to help them grow and stay competitive. With multiple offices across the country, we have...

  • Chief Business Officer

    5 days ago

    Ponte Vedra, United States K9s For Warriors Inc Full time

    Job DescriptionJob DescriptionK9s For Warriors is the nation’s largest provider of service dogs to veterans suffering from the invisible wounds of war, such as Post-Traumatic Stress Disorder. Our unique, in-house program helps change the lives of American heroes by pairing them with a battle buddy, who was likely a rescue dog and then teaching him or her...

  • Senior Grant Specialist

    4 weeks ago

    Ponte Vedra, United States K9s For Warriors Inc Full time

    Job DescriptionJob DescriptionK9s For Warriors is the nation’s largest provider of service dogs to veterans suffering from the invisible wounds of war, such as Post-Traumatic Stress Disorder. Our unique, in-house program helps change the lives of American heroes by pairing them with a battle buddy, who was likely a rescue dog and then teaching him or her...

  • Senior Credit Analyst

    2 days ago

    North Palm Beach, United States First Horizon National Corporation Full time

    Location: On site in Palm Beach, FL Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer Credit Analyst, Portfolio Manager, Senior Analyst, Relationship Manager, Risk Manager, Analyst, Technology

  • External Mortgage Loan Originator

    1 week ago

    Ponte Vedra, United States American Neighborhood Mortgage Acceptance Company LLC Full time

    Job DetailsJob Location 2024 Ponte Vedra Beach FL - Ponte Vedra Beach, FL Position Type Full Time Education Level High School Travel Percentage Road Warrior Job Category Sales Description AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real...

  • External Mortgage Loan Originator

    2 days ago

    Ponte Vedra, United States American Neighborhood Mortgage Acceptance Company LLC Full time

    Job DetailsJob Location 2024 Ponte Vedra Beach - Ponte Vedra Beach, FL Position Type Full Time Education Level High School Travel Percentage Road Warrior Job Category Sales Description AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real...

  • Senior Banker

    4 weeks ago

    Ponte Vedra Beach, United States Bank of America Full time

    Description : This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform...

  • Tournament Operations Specialist

    7 days ago

    Ponte Vedra Beach, United States PGA TOUR Full time

    The Best Players Need the Best People.This position will report to the Senior Director, Tournament Operations and will provide support to multiple events throughout the year.QUALIFICATIONSBachelor's degree in Marketing, Business, Management, Sports Management, or related field2-3 years of experience in operations and/or sales within sports; experience with...

  • Credit Analyst

    1 week ago

    Palm Beach, United States Great Elm Capital Management, Inc. Full time

    Experienced Credit Analyst Position Summary:Great Elm Capital Management is seeking an experienced Credit Analyst to support its senior investment team and report to the Head of Research. The individual is expected to provide analysis of various industries and the companies within them and make investment recommendations. Expertise in credit research for...

  • Credit Analyst

    1 week ago

    Palm Beach, United States Great Elm Capital Management, Inc. Full time

    Experienced Credit Analyst Position Summary: Great Elm Capital Management is seeking an experienced Credit Analyst to support its senior investment team and report to the Head of Research. The individual is expected to provide analysis of various industries and the companies within them and make investment recommendations. Expertise in credit research for...

  • Credit Analyst

    2 weeks ago

    Palm Beach, United States Great Elm Capital Management, Inc. Full time

    Experienced Credit Analyst Position Summary:Great Elm Capital Management is seeking an experienced Credit Analyst to support its senior investment team and report to the Head of Research. The individual is expected to provide analysis of various industries and the companies within them and make investment recommendations. Expertise in credit research for...

  • Senior Mortgage Loan Officer

    4 weeks ago

    Rehoboth Beach, United States The Oldfather Group Full time

    Job DescriptionJob DescriptionSenior Mortgage Loan OriginatorMotto Mortgage Prosperity - Sussex County, DE Worcester County, MD--------------------------------------------------Motto Mortgage Prosperity is seeking an experienced, forward-thinking Loan Originator. As a Senior Mortgage Loan Originator, you will evaluate, authorize, or recommend approval of...

  • Vice President, Finance

    1 week ago

    Ponte Vedra Beach, United States Pro Shop Full time

    Location: Flexible. Pro Shop has or will have offices in Los Angeles, Ponte Vedra Beach, Florida and New York City, but location there is not required. Company Overview: At Pro Shop, we seek to super-serve golf fandom by blending golf and culture together. Our vision is to engage, empower, and grow the global golf community through innovative storytelling...

  • Vice President, Finance

    4 days ago

    Ponte Vedra Beach, United States AEG Full time

    Location: Flexible. Pro Shop has or will have offices in Los Angeles, Ponte Vedra Beach, Florida and New York City, but location there is not required. Company Overview: At Pro Shop, we seek to super-serve golf fandom by blending golf and culture together. Our vision is to engage, empower, and grow the global golf community through innovative storytelling...

  • Senior Risk Officer

    5 days ago

    Seal Beach, United States Farmers & Merchants Bank Full time

    Client Care Center Bank, Seal Beach, CA, US 30+ days ago Requisition ID: 2129 Salary Range: Job Summary The Senior Risk Officer participates in identifying, measuring, mitigating, monitoring and reporting on risks across the Bank. The Senior Risk Officer works with the Manager of Risk Governance, Strategy and Operations (RGSO) to build a culture of risk...

  • Senior Risk Officer

    2 days ago

    Seal Beach, United States Farmers & Merchants Bank Full time

    If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. Full Time 2 Professional Client Care Center Bank, Seal Beach, CA, US 16 days ago Requisition ID: 2129 Salary Range: $165,000.00 To 190,000.00 Annually Job Summary The Senior Risk Officer participates in...

  • Sales Coordinator

    4 weeks ago

    Ponte Vedra Beach, United States teamworkonline Full time

    The Best Players Need the Best People.The Sales Coordinator for Cognizant Classic in the Palm Beaches supports tournament sales efforts both administratively and in a customer-facing capacity. The Sales Coordinator will work closely with the sales team and Tournament Services Manager to handle the administrative functions associated with sales as well as...

  • Credit Director

    3 weeks ago

    Huntington Beach, United States StaffingForce Full time

    Job Description Job Description Business Summary: Our client provides all elements of a seamlessly integrated commercial, business jet and VVIP cabin interior. From the overhead bins, lavatories and galleys to crew rests and cargo containers, either as independent world class products or as a fully integrated cabin. The company is headquartered in Huntington...