Mortgage Banking Officer

4 months ago


Minneapolis, United States Midwest One Bank Full time

Overview:

At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further.

This position is responsible for the production and solicitation of a wide variety of residential real estate loans, working on a base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Bank's profit projections through individual and department goals and strategies. Additionally, responsible for cross-sales and / or referrals of all bank products and services.

Responsibilities:
  • Interviews applicants concerning their mortgage loan needs and desires.
  • Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines.
  • Submits loans and subsequent information to be processed for review and approval by residential mortgage underwriting.
  • Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio.
  • Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to mortgage services.
  • Ensures that approved loans are closed following required procedures and that the documentation is complete.
  • Calls on realtors and other sources of new business to increase referrals, build strategic partners and to promote the Bank and thereby enhance overall banking relationships.
  • Performs other duties as assigned.

The Perks

  • Competitive base compensation with additional performance-based incentives (incentives vary depending on role)
  • Career development and continuous learning opportunities
  • Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more
  • 100% vested 401(k) Retirement Plan with company match
  • Medical, Dental, and Vision insurance
  • Flex spending plan & Health savings accounts with employer contribution
  • Student Loan Debt Reduction Program & Tuition Assistance Plan
  • Employee Stock Ownership Plan
  • Employer provided group life insurance with option to purchase additional life insurance for you and your family members
  • Employer provided long term and short term disability insurance
  • Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance
  • Wellness Program
  • Free banking services and other financial services discounts
  • Take Your Dog to Work Day in June
  • Employee Rally Day- a day of celebration and recognition
Qualifications:
  • Associate degree or equivalent combination of education and related work experience.

  • 3-5 years mortgage lending experience required. M
  • Will be required to register with the NMLS

We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, equity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.

Now that you know more about us and the position, next step is for you apply so we can learn about you



  • Minneapolis, United States Satori Mortgage Full time

    Are You an Unstoppable, High-Energy Individual Ready to Dive into the Mortgage Industry and Grow with Us? Do you have a knack for connecting with people, Communication and Working with a Team? Are you looking to learn the ins and outs of the mortgage industry while working with the #1 Loan officer in Our Company? If this sounds like you, keep reading, my...


  • Minneapolis, United States Satori Mortgage Full time

    Are You an Unstoppable, High-Energy Individual Ready to Dive into the Mortgage Industry and Grow with Us?Do you have a knack for connecting with people, Communication and Working with a Team? Are you looking to learn the ins and outs of the mortgage industry while working with the #1 Loan officer in Our Company? If this sounds like you, keep reading, my...


  • Minneapolis, United States Satori Mortgage Full time

    Are You an Unstoppable, High-Energy Individual Ready to Dive into the Mortgage Industry and Grow with Us?Do you have a knack for connecting with people, Communication and Working with a Team? Are you looking to learn the ins and outs of the mortgage industry while working with the #1 Loan officer in Our Company? If this sounds like you, keep reading, my...


  • Minneapolis, Minnesota, United States Satori Mortgage Full time

    Join Our Team as a Bilingual Mortgage Loan PartnerAre you a dynamic and motivated individual ready to embark on a career in the mortgage sector? If you possess excellent communication skills and thrive in a collaborative environment, we want to hear from you!At Satori Mortgage, we are on the lookout for enthusiastic, bilingual candidates who are keen to...

  • Mortgage Loan Officer

    2 months ago


    Minneapolis, United States The Ladders Full time

    First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work for 10 years running. As a Mortgage Loan Officer, you will play a crucial role in guiding clients through the mortgage process, evaluating loan applications, and ensuring a seamless and positive experience. Key Responsibilities: ...


  • Minneapolis, Minnesota, United States Satori Mortgage Full time

    Join Our Dynamic Team as a Bilingual Mortgage Loan PartnerAre you a motivated and energetic individual ready to embark on a rewarding career in the mortgage sector?At Satori Mortgage, we are on the lookout for enthusiastic and outgoing bilingual candidates who are eager to immerse themselves in the mortgage industry. If you possess excellent communication...


  • Minneapolis, United States The Ladders Full time

    Job Description: This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk. Qualifications: This person should have a bachelor's degree plus a minimum of four years of progressively advanced...

  • Loan Officer

    3 months ago


    Minneapolis, United States Lennar Mortgage Full time

    It's fun to work in a company where people truly BELIEVE in what they are doing! We're committed to bringing passion and customer focus to the business. We are Lennar Mortgage Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building...

  • Loan Officer

    3 months ago


    Minneapolis, United States Lennar Mortgage Full time

    It's fun to work in a company where people truly BELIEVE in what they are doing! We're committed to bringing passion and customer focus to the business. We are Lennar Mortgage Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building...

  • Loan Officer

    4 days ago


    Minneapolis, Minnesota, United States Lennar Mortgage Full time

    Unlock Your Potential as a Field Loan Officer at Lennar MortgageWe're committed to empowering our associates to build their futures, and we're looking for a talented Field Loan Officer to join our team. As a Field Loan Officer, you'll play a critical role in establishing and nurturing strong relationships with clients and homebuilding associates through...


  • Minneapolis, Minnesota, United States The Ladders Full time

    Company Overview: First International Bank and Trust is a family-owned community bank recognized for its commitment to employee satisfaction and community service. Position Summary: As a Mortgage Loan Officer, you will be instrumental in assisting clients throughout the mortgage journey, assessing loan applications, and ensuring a smooth and positive...

  • Mortgage Banker

    4 months ago


    Minneapolis, United States Border Bank Full time

    We're hiring a Mortgage Banker at the Coon Rapids, MN Border Bank! As a Mortgage Banker you will generate and originate new business, service all residential real estate loans, underwriting loans and closing loans for a community bank. The Mortgage Banker is also responsible for the maintenance of mortgage loans, and in the event of delinquency, the...


  • Minneapolis, Minnesota, United States Associated Banc-Corp Full time

    At Associated Bank, we are dedicated to fostering an inclusive environment where diverse perspectives are recognized as vital to our success. If you excel in a setting that promotes your growth and development, Associated Bank could be the ideal workplace for you.As a key player in our team, you will be responsible for the origination of compliant...

  • Mortgage Banker

    4 months ago


    Minneapolis, United States Border Bank Full time

    Job DescriptionJob DescriptionWe're hiring a Mortgage Banker at the Coon Rapids, MN Border Bank!As a Mortgage Banker you will generate and originate new business, service all residential real estate loans, underwriting loans and closing loans for a community bank. The Mortgage Banker is also responsible for the maintenance of mortgage loans, and in the...


  • Minneapolis, Minnesota, United States Minntrust Mortgage, LLC Full time

    About MinnTrust Mortgage, LLCWe are a reputable mortgage brokerage firm seeking a skilled Mortgage Loan Originator to join our team. As a top-producing loan originator, you will have the opportunity to work with a diverse range of investors and clients, providing exceptional service and expertise in mortgage lending.Job SummaryWe are looking for a highly...


  • Minneapolis, Minnesota, United States Guild Mortgage Full time

    About the Role:The Loan Officer Assistant plays a vital role in the organization by performing, under direct supervision, several activities related to assisting originators build complete loan files for submission. This role may involve:Leading to Contract a Loan Officer, Officer, Assistant, Contract, Processor, Customer Service, and Business Services...


  • Minneapolis, United States Mutual of Omaha Mortgage Full time

    Job DescriptionJob DescriptionCalling all Top Producers or Current Branch Managers! Are you a top producer waiting for your chance to run your own office, or an established Branch Manager looking for stability in uncertain times? Know is the time to make a move – lets talk!At Mutual of Omaha Mortgage, Branch Managers oversee and serve many duties...

  • Loan Officer-MN

    4 months ago


    Minneapolis, United States Summit Mortgage Corporation Full time

    Job DescriptionJob DescriptionSummit Mortgage Corporation is looking and hiring licensed Mortgage Loan Officers now at our corporate headquarters in Plymouth, MN and at any of our Multi-State branches. The Loan Officer will develop loan applications by evaluating applicant information and documentation, developing relationships within the community, and...


  • Minneapolis, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Minnesota. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Minnesota and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively...


  • Minneapolis, Minnesota, United States The EMAC Group Full time

    Job Title: Area Sales LeaderWe are seeking an experienced Mortgage Industry Sales Leader to expand our presence in the Upper Midwest.This is an excellent opportunity for a Sr. Loan Officer looking to take the next step in their career.Key Responsibilities:Build and maintain a strong and efficient sales and operations team.Implement business development and...