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Member Service Representative
3 months ago
Job Location
43rd Branch - Gainesville, FL
Position Type
Full Time
Description
About Us:
You look out for our members, and we'll look out for you At Florida Credit Union, we focus on improving the lives of our Florida neighbors. By identifying their financial needs and appropriate solutions, we try to help every one of our members live the life they love. If you join us, you'll enjoy a dynamic, collaborative work environment that offers ample training, great benefits and career advancement opportunities.
BECOME PART OF A TEAM DEDICATED TO SUPPORTING OUR COMMUNITY.
- Collaborative work environment
- Extensive training offered
- Exceptional benefits
- Career advancement opportunities
Motivated individual that has the important responsibility of being the main point of contact for all member related questions, requests, and concerns. Dedicated to finding financial solutions that meet FCU member's needs. Conduct these activities in accordance with Credit Union policies, goals and objectives established by the branch manager.
Responsibilities:
- Conducting loan interviews and obtaining previous credit history of member, as well as other pertinent data that could be used later.
- Establishes loans considering such factors as member's assets, liabilities, credit experience, and references based on FCU loan procedures.
- Discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit a positive response from the member.
- Cross-selling credit union services; providing information regarding services and some counseling as necessary.
- Processing membership and/or checking applications, certificates, IRA's, payroll, direct deposit, home banking, bill pay, etc.
- Answering customer questions, investigating, and correcting errors following member and credit union records.
- Compliance with OFAC, and the Bank Secrecy Act.
- Bachelor's degree and three to four years' related experience and/or training.
- Any equivalent combination of education and experience.
- Driver's License