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Commercial Loan Underwriter
2 months ago
We are seeking a Commercial Loan Underwriter at our corporate office in Chesterfield, MO. This individual will review credit data to evaluate business loan requests, analyze sources of financial information to determine profitability of loans, evaluate sources of collateral and prepare loan documents.
Qualified candidates MUST have at least 2 years of direct experience with underwriting commercial loans.
Responsibilities:
• Create professional credit presentations that may include but are not limited to the borrower’s financial condition, evaluate repayment capacity and collateral coverage.
• Annual reviews
• Financial covenant tracking and borrowing base tracking
• Ensure that all credit assessments are thorough, accurate, mitigate risks, comply with internal policies and regulatory requirements
• Assist in the development of lending strategies and solutions that meet member needs while adhering to underwriting standards.
• Excellent communication and interpersonal skills
• Strong analytical and quantitative skills with the ability to interpret financial
Benefits:
- FREE Health & Dental Insurance
- 401K Retirement Plan with 5% Company Match
- Paid Vacation & Sick Time
- 11 Paid Holidays Each Year
- FREE Group Term Life Insurance
- FREE AD&D Insurance
- FREE Long-Term Disability
- Pension Plan
Hours: Monday-Friday, 8:00 am - 4:30 pm