Senior Loan Processor

4 weeks ago


Huntington Beach, United States Summit Lending Full time
Description

We are looking for an experienced senior loan processor to join our tight-knit group of mortgage professionals. The successful applicant will have years of experience in loan processing, excellent attention to detail, and a skilled approach to customer service to help our borrowers navigate the mortgage closing process. We provide the opportunities, the team, and the growth potential to help you achieve your career goals. If this sounds like the ideal job for you, please apply today

Responsibilities

•Serve as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing
•Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
•Create and maintain the mortgage loan file, order third party documentation and reports as needed for residential home loans, and assist underwriters in clearing conditions as requested
•Confirm that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
•Submit loan file documentation accurately into necessary software programs

Qualifications

•High school diploma required; Bachelor's degree is preferred
•Knowledge of current residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is crucialCommercial loan and Refinance loan knowledge is an added asset
•2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loan processor is needed
•Working knowledge of the mortgage industry, specifically federal and state regulatory requirements are essential
•Excellent attention to detail, customer service, time management, and communication skills are needed

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