Current jobs related to Underwriter III - Dallas - THIRD COAST BANK

Job Description

Job Description

Position Summary: The Underwriter III is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; is responsible for writing loan requests; promotes business for the Bank by maintaining good customer relations with existing and potential borrowers.

Skills and Experience: Bachelor’s Degree from an accredited school with course work in finance and accounting preferred 8+ years’ work experience in underwriting CRE and C&I credits Possesses a proficient knowledge of credit policy, banking regulations, and loan documentation issues Must be able to spread, analyze, and interpret complex business and personal financial statements and tax returns Must be able to analyze relationships, clients, and prospects globally, not just on individual requests Must be able to identify strengths and weaknesses of individual requests and make recommendations to address and mitigate perceived risks Must prepare and be able to present credit analysis packages through the credit approval chain with limited supervision Must possess an extensive knowledge of various loan structures and have the ability to apply this knowledge in the formulation of sound credit recommendations Must have excellent interpersonal and communication skills Must be able to verbally communicate effectively one-to-one and in groups Must be able to write clearly and effectively Must be able to develop and maintain cohesive, cooperative working relationship with co-workers Must have good personal organization and time management skills Must understand and work effectively within the credit culture of the company Must allocate time effectively and independently prioritize workload to meet timelines Good mathematical, reading comprehension and writing skills Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and

seminars/conferences,

etc.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Must have effective leadership and administrative abilities Must have knowledge of the community and its financial needs, economic and competitive environment, Federal monetary system, and all Federal and State banking regulation Must have analytical, decision-making, and problem-solving skills Must have the ability to balance multiple tasks and projects simultaneously within a limited time frame Must have strong attention to detail, strong organizational, interpersonal, communication and customer relations skills Must have the capability of instructing, assigning new work, maintaining standards, allocating personnel, reviewing work, coordinating activities, planning work for others and acting on employee problems Must have superior communicator with excellent interpersonal skills, written and verbal communication skills, and presentation skills, and is adept at influencing and achieving collaboration Must have a well-developed consultative approach - including the ability to lead complex business initiatives and collaboratively partner at all levels Must have strong appreciation for culture in a values-driven business Must be a systems thinker; able to thrive in an environment of ambiguity while guiding stakeholders through a shared decision-making process, reconciling disparate perspectives to develop cohesive strategies Must be able to pass a background and credit screening

Education and Experience: Bachelor’s degree in Accounting or Finance Minimum of eight (8) year credit analyst experience Ability to respond to common inquiries from internal clients, regulatory agencies, and employees Advanced knowledge of related state and federal banking compliance regulations, and other Bank operational policies Intermediate skills in computer terminal and personal computer operation, including use of word, excel, and office Advanced math skills Effective verbal, written and interpersonal communication skills Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations. Effective organizational and time management skills

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