Financial Analyst

3 weeks ago


Spartanburg, United States American Credit Acceptance Full time

Overview:

The Financial Analyst will provide accurate and timely financial analysis to Finance, Accounting, and executives across every discipline at ACA. The position will be required to think critically and analytically to develop and communicate insights and decision-making tools used to improve finance and accounting operations, optimize enterprise business performance and provide back-up to critical business functions.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Assist in preparation of annual budget, monthly financial reporting packages, analysis of current & projected financial performance, as well as ad hoc projects when required
  • Perform various complex activities related to variance analysis, capital planning, competitor and macro-economic surveillance, as well as analysis of industry trends
  • Prepare financial analysis and benchmarking regarding competitor and peer financial and capital performance
  • Maintain and improve efficacy of meeting daily funding needs of the business through stewarding cash forecasting models
  • Create and operate financial models to facilitate analysis and decision-making
  • Assist in the execution and administration of the companys funding and securitization programs
  • Analyze business problems within the company with a focus on improving the operations of the Finance Department and underlying business performance
  • Other tasks as assigned

Qualifications

  • Bachelors Degree in a business such as Finance, Accounting, Economics, Data Analysis, Mathematics, or a relevant discipline
  • Must enjoy working in a fast paced, dynamic environment where every day presents unique challenges and opportunities
  • Must have the willingness and desire to work extra hours when required to complete the job
  • Must appreciate and thrive in an environment where self-direction, autonomy, and creative problem-solving are required
  • Experience with Microsoft Excel a necessity; ability within Workday, SQL, or Tableau a plus
  • 0 - 3 years of financial institution/finance company experience within accounting or finance is a plus
  • Must have strong verbal and written communication, presentation, and time management skills

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.

Position Type/Expected Hours of Work

This is a full-time position with a work schedule of Monday-Friday with some weekend work required. Hours may vary or exceed 40 in any given week depending on the needs of the business.

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