Financial Crimes Investigator

3 weeks ago

Buffalo, United States Lake Shore Bancorp Full time

Lake Shore Savings Bank is a growing company investing for its future. We are headquartered in Western New York and looking for continued growth and profitability. We are committed to the communities in which we serve by providing outstanding customer service to our customers. To do so we feel it is important to provide outstanding career opportunities to our employees.

If you are looking for a rewarding position with great potential, outstanding benefits and a job you can be proud of, then work where you bank at Lake Shore Savings Bank

Some of the qualities we look for in our employees are: dedication to their jobs, enthusiasm, excellent communication skills and problem-solving skills.

We invite you to learn more about what Lake Shore Savings Bank stands for and what positions are currently available. We hope we can do many great things together.

We are seeking a Financial Crimes investigator to join our BSA team to assist and support Lake Shore Savings Banks BSA Officer to ensure all regulatory requirements are met and work is completed in adherence to the Banks BSA Compliance Program. This position will primarily be responsible for Alert Disposition, BSA Enhanced Due Diligence (EDD), BSA Customer Due Diligence (CDD), and Fraud/Anti-Money Laundering Investigations

Qualified candidates must be able to work in person in an office located in either Erie or Chautauqua county.

Relocation assistance is not available for this position.

  • Assists the BSA Officer with the implementation, monitoring, and administration of all aspects of the Bank Secrecy Act (BSA) compliance program under the guidance of the BSA Officer and Compliance Officer of the bank.
  • Responsible for thoroughly investigating and documenting various levels of Anti-Money Laundering (AML)/fraud alerts as assigned and, when necessary, preparing cases for Suspicious Activity Reporting (SAR).
  • Performs various quality control reviews and monitoring pertaining to the Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering Program, OFAC, and Customer Identification Program compliance using industry standard and regulatory guidance to ensure the Banks compliance efforts are maintained on a daily basis. Identify customer-related trends, patterns and issues associated with money laundering, terrorist financing, fraud, and other suspicious transactions. Ensures all transactions and/or customers deemed suspicious are referred to department management in a timely manner and in accordance with bank policies and procedures.
  • Review entry of BSA/AML related reports and documents from the on-boarding process, including CDD and Beneficial Ownership.
  • Disposition of Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) and fraud alerts.
  • Review and update risk factors for customers in Verafin.
  • Reviews and/or prepares daily, weekly, monthly, and quarterly reports as assigned.
  • Review system generated daily reports for Monetary Instrument Logs (MIL) and Currency Transaction Reports (CTR).
  • Assists with annual CTR Exemption Reviews and maintaining the exempt list.
  • Keeps abreast of Bank Secrecy regulations, especially as related to developments in Anti-Money Laundering techniques, controls and monitoring.
  • Monitor accounts for proper TINs and follows up accordingly on missing or inaccurate TIN.
  • Investigate fraud related matters which may involve outreach to the customer, branch and law enforcement.
  • Ability to take initiative and work independently with minimal supervision in a structured environment.
  • Ability to manage time and adhere to strict deadlines.
  • Must possess strong analytical and problem-solving skills with ability to gather, organize, and interpret data.
  • Ability to formulate independent preliminary conclusions.
  • Ability to exercise good judgement when assessing risk.

Skills and Abilities Required:

  • Bachelor's degree and a minimum of two years experience working in Financial Crimes Investigations.
  • Demonstrated knowledge of regulatory compliance concepts and practices in a financial institution or similar organization.
  • Strong organization, analytical and project management skills, along with solid decision-making skills.
  • Exceptional interpersonal skills, proven track record of effectively driving performance within a banking environment.
  • Strong attention to detail.
  • Excellent written and verbal communication skills with a demonstrated ability to write clearly and concisely, and the ability to verbally articulate alert/investigation findings. Able to work autonomously.
  • Additional duties may be assigned or requested by the BSA Officer or member of Senior Management.
  • CAMS, CFCI or CFE credential preferred or willing to obtain certification.
  • Must maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and all other regulatory, security and bank policies and procedures.
  • Must act in accordance to the Lake Shore Savings Bank Code of Conduct Policy.

  • Financial Crimes Investigator

    1 month ago

    Buffalo, United States Lake Shore Savings Bank Full time

    Lake Shore Savings Bank is a growing company investing for its future. We are headquartered in Western New York and looking for continued growth and profitability. We are committed to the communities in which we serve by providing outstanding customer service to our customers. To do so we feel it is important to provide outstanding career opportunities to...

  • Financial Crimes Investigator

    2 months ago

    Buffalo, United States Lake Shore Savings Bank Full time

    Lake Shore Savings Bank is a growing company investing for its future. We are headquartered in Western New York and looking for continued growth and profitability. We are committed to the communities in which we serve by providing outstanding customer service to our customers. To do so we feel it is important to provide outstanding career opportunities to...

  • Financial Crimes Investigator

    1 month ago

    Buffalo, United States Lake Shore Savings Bank Full time

    Lake Shore Savings Bank is a growing company investing for its future. We are headquartered in Western New York and looking for continued growth and profitability. We are committed to the communities in which we serve by providing outstanding customer service to our customers. To do so we feel it is important to provide outstanding career opportunities to...

  • Claims Investigator

    1 month ago

    Buffalo, United States Gallagher Bassett Full time

    Job DescriptionJob DescriptionGallagher Bassett is the premier provider of global claims, loss control, and risk management consulting services, dedicated to exceptional customer service and demonstrably superior outcomes. GB helps people, teams and businesses overcome adversity and loss through the guiding expertise of our professionals, all committed to...

  • Financial Analyst

    7 days ago

    Buffalo, United States Aither Health Full time

    Job Description Job Title Finance Analyst Why this role is important: Aither's Financial Analyst provides transparency to our clients by accurately managing the distribution of each client's plan assets. You'll be our client and vendor "go to guy" to help them make sense or cents of their finance questions. What you'll do: Process. Calculate, review,verify...

  • Personal Financial Counselor

    2 weeks ago

    Buffalo, United States Magellan Health Full time

    This position will provide personal financial services at assigned military installations. Primary responsibilities include the full breadth of personal financial counseling services to military service members and their families at military installations. Services include education and counseling addressing financial services that may include, but are not...

  • Financial Analyst

    7 days ago

    Buffalo Grove, United States Profile Products LLC Full time

    Job DescriptionJob DescriptionJob purpose: Pricing and margin management Work with and assist the Financial Planning Director in all analysis activities including daily, weekly, monthly, ad hoc reporting, annual financial planning process, sales forecasting process, sales team compensation planning and tracking, SG&A analysis, and manufacturing...

  • Financial Analyst

    17 hours ago

    Buffalo Grove, United States Profile Products LLC Full time

    Job DescriptionJob DescriptionJob purpose: Pricing and margin management Work with and assist the Financial Planning Director in all analysis activities including daily, weekly, monthly, ad hoc reporting, annual financial planning process, sales forecasting process, sales team compensation planning and tracking, SG&A analysis, and manufacturing...

  • Host/Hostess

    4 weeks ago

    Buffalo, United States The Stray Dog Bar & Grill Full time

    Job Title: Host/HostessJob Type: seasonal and year-round, part-time and full-timeThe Stray Dog is looking for part-time and full-time Hosts to join our team! As a Host, you are responsible for the initial, warm greeting and seating of guests, answering guest questions in-person and via telephone, and sincerely thanking each guest as they leave. Essential...

  • Bartender

    4 weeks ago

    Buffalo, United States The Stray Dog Bar & Grill Full time

    Job Title: BartenderJob Type: seasonal and year-round, part-time and full-time The Stray Dog is looking for a bartender who is experienced, knowledgeable, hardworking, and detail-oriented. As a bartender, you will create a welcoming environment, guide guests through their dining experience, and ensure each guest has had a memorable experience. If you are a...

  • Server

    4 weeks ago

    Buffalo, United States The Stray Dog Bar & Grill Full time

    Job Title: ServerJob Type: seasonal and year-round, part-time and full-time The Stray Dog is looking for a Server who is experienced, knowledgeable, hardworking, and detail-oriented. As a server, you will create a welcoming environment, guide guests through their dining experience, and ensure each guest has had a memorable experience. If you are a proactive...

  • Campus Safety Supervisor

    2 months ago

    Buffalo, United States Daemen University Full time

    Job DescriptionJob DescriptionDaemen University is a dynamic, independent, liberal arts institution committed to excellence in student centered learning. The University places special emphasis on preparing students for excellence in professional life, civic engagement, and on instilling and understanding that learning is an exciting lifelong journey....

  • Financial Analyst- Pricing and Profitability Management

    5 days ago

    Buffalo Grove, United States Profile Products Full time

    About the Organization Profile Products is driven to provide effective, environmentally friendly solutions. Our Vision Improve how the world lives, works, and plays. Our Mission Provide innovative solutions that deliver agronomic value and promote sustainability. Our Values WIN with Integrity. Demonstrate unwavering commitment to each other and our...

  • KYB Analyst

    6 days ago

    Buffalo Grove, United States Onbe Full time

    Onbe, a fast-growing FinTech, bringing innovation to a rapidly growing global marketplace, stands for "on behalf." Because that's exactly how we work: on behalf of our clients, as their comprehensive payments partner. We transform the way payments are imagined - as an opportunity for innovation, a source of insight to customers, and a way to connect with...

  • Security Officer

    5 days ago

    Buffalo, United States EVANS BANK Full time

    Job DescriptionJob DescriptionEvans Bank is growing, and we are investing in our future! Headquartered in Western New York, we have a new opportunity for a Security Officer position that will be a part of the Evans Compliance team. The position will report directly to the Evans Bank Director of Compliance and be based out of Williamsville.The Security...

  • Busser

    7 days ago

    New Buffalo, United States The Stray Dog Bar & Grill Full time

    Job DescriptionJob DescriptionJob Title: Busser Job Type: seasonal, part-time and full-time The Stray Dog is looking for a Busser who is reliable and hardworking! As a Busser, you will assist the service team by clearing, sanitizing, and resetting tables after guests have finished their meals. Duties and Responsibilities: Clear tables of dishes, napkins,...

  • Assistant BSA Officer

    5 days ago

    Buffalo, United States EVANS BANK Full time

    Job DescriptionJob DescriptionEvans Bank is growing, and we are investing in our future! Headquartered in Western New York, we have a new opportunity for an Assistant BSA Officer position that will be a part of the Evans Financial Crimes team. The position will report directly to the Evans Bank BSA Officer and be based in Williamsville.The Assistant BSA...

  • Home Care CNA, Flexible Schedule

    2 weeks ago

    Buffalo, United States Adara Home Health Full time

    Why Work for Adara? Adara Home Health offers fulfilling Home Care careers to professionals looking for flexibility and the ability to manage their own schedule. Join our team and work for an employer who values each employee as an individual and respects everyone's need for work-life balance. The Certified Nursing Assistant (CNA) works under the direction...

  • Home Care CNA, Flexible Schedule

    5 days ago

    Buffalo, United States Adara Home Health Full time

    Home Care CNA, Flexible Schedule Buffalo, MN 55313, USA Req #139 Wednesday, May 15, 2024 Why Work for Adara? Adara Home Health offers fulfilling Home Care careers to professionals looking for flexibility and the ability to manage their own schedule. Join our team and work for an employer who values each employee as an individual and respects...

  • Sr. ACH Credit Analyst

    2 weeks ago

    Buffalo, United States Northwest Bank Full time

    Description Job SummaryThe Senior ACH Credit Analyst is responsible for spreading financial statements for customers using ACH, analyzing ACH reviews to assess the need for financial statements and spreads, and making decisions around the next step for the review. The Senior ACH Credit Analyst will be the point of contact for Treasury Management Advisors...