National Bank Examiner/Bank Examiner

** National Bank Examiner/Bank Examiner (Retail Credit), NB 570-5.2**

**Department of the Treasury**

**As a National Bank Examiner/Bank Examiner (Retail Credit), you will conduct and assist in the supervision of retail credit activities such as installment, mortgage and credit card lending.

Midsize Bank Supervision

Synchrony National Bank

Stamford, CT**

**This position may be filled in an alternative location.** **Location**

1 vacancy in the following location:

+ **Duties**

As a National Bank Examiner/Bank Examiner (Retail Credit), you will:

* Assess operational risks in retail installment and credit card lending and/or mortgage banking activities consisting of marketing, loan acquisition or origination, account management, documentation or record-keeping management, payments processing, loan servicing, collection activities, loan review, audit, and quality assurance.

* Evaluate the control and management of risks inherent in a particular institution's retail credit lending activities and assesses the overall condition of initial credit acquisition and underwriting, account management, and when applicable collections.

* Plan, coordinate, and monitor retail credit supervisory activities, including assessing risk, developing supervisory strategies, determining the scope of supervisory activities, managing teams of assisting personnel, preparing reports of activities, and developing responses to address risks.

* Conduct or participate in discussions with bank management on findings and recommendations.

* Provide training topics related to retail credit lending and applicable laws and regulations. Serve as a retail credit consultant to employees and managers.

**Requirements**

** Conditions of Employment**

* **As required by Executive Order 14043, Federal employees are required to be fully vaccinated against COVID-19 regardless of the employee's duty location or work arrangement (e.g., telework, remote work, etc.), subject to such exceptions as required by law. If selected, you will be required to be vaccinated against COVID-19 and submit documentation of proof of vaccination by November 8, 2021 or before appointment or onboarding with the agency.**

* This is a 5 year rotational position. If selected, you will be required to sign a bargaining unit Rotational Agreement that details conditions.

* This position is included in the bargaining unit.

* Complete a one-year trial period (unless already completed).

* Complete a background investigation (unless already completed).

* Sign a statement that you are voluntarily leaving the competitive service for a position in the excepted service, if applicable.

* Travel overnight or locally on a frequent basis.

* Obtain and use a Government-issued charge card for business-related travel.

* Complete a financial disclosure review and resolve any ethics issues.

* for important information about OCC ethics standards, such as the requirement that new hires divest their bank securities.

** Qualifications**

You must meet the following requirements within 30 calendar days after the closing date of this announcement:

You must have one year of specialized experience at a level of difficulty and responsibility equivalent to the NB-IV band level. Examples of specialized experience for this position include:

* Examining or auditing the effectiveness of a financial institution's retail credit risk management processes (e.g., credit underwriting practices, credit analysis, account management, risk rating accuracy, mortgage servicing, collections, or audit and loan review).

**The experience may have been gained in the public sector, private sector, or through volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis.**

**To receive any credit for your work experience, please indicate dates of employment by month/year, and indicate the number of hours worked per week, on your resume.**

**Education**

**Education cannot be used to qualify for this position.**

**Additional information**

* This position is a Step 2 level position within the NB-V pay band. Step 2 level positions are distinguished by additional job complexity, responsibility, and advanced skill levels required by the work.

* Applicants may apply under OCC's Alternative Location Arrangement for long term travel and will be subject to the provisions of the Alternative Location Arrangements PPM 3110-53. The applicant is expected to be onsite at the bank headquarters in Stamford a significant amount of work time (up to 50% of the time if the selectee is in an alternative location arrangement).

* If in an alternative location, the applicant is expected to be at the bank headquarters no later than noon on the first workday, departing no earlier than noon on the last workday and under normal circumstances there should be no travel on Sunday.

* If you are a current OCC employee who previously received a waiver determination permitting you to retain bank securities due to extenuating circumstances, please note that this determination may be rescinded if the nature of your duties changes. We strongly suggest that you discuss the potential implications of any change in duties on a prior securities determination with your ethics official.

* We may select from this announcement or any other source to fill one or more vacancies.

* Salary range includes 41.45% geographical pay.

* For specific information on geographic pay differentials, .

* Click all links in this vacancy announcement to view additional information and instructions.

* Please refer to "Conditions of Employment."

* Click **"Print"** to review the entire announcement before applying.

* This position security clearance is Public Trust - Background Investigation

* A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. .

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

You will be evaluated for this job based on how well you meet the qualifications above.

Your application includes your resume, responses to the online questions, and required supporting documents. Please be sure that your resume includes detailed information to support your qualifications for this position; failure to provide sufficient evidence in your resume may result in a "not qualified" determination.

**Rating:**

Your application will be evaluated in the following areas:

* Bank Supervision Knowledge

* Examination Planning and Management

* Developing Others

* Oral Communication

* Written Communication

Your application will be rated and ranked among others, based on your responses to the online questions regarding your experience, education, training, performance appraisals and awards relevant to the duties of this position. Your rating may be lowered if your responses to the online questions are not supported by the education and/or experience described in your application.

Current OCC employees must have a performance rating of at least Successful (i.e., Level 3) to be eligible for promotion.

**Referral**: If you are among the top qualified candidates, your application may be referred to a selecting official for consideration. You may be required to participate in a selection interview.

A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. .

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for mo