Credit Risk Officer

1 month ago


Frankfort, United States CareerBuilder Full time

Job Title - Department
Credit Risk Officer - Credit Analysis
Location
This position is 100% remote within the Bank's footprint. Employee will work full time remote outside of a WesBanco location (may occasionally attend in person meetings, although primary functions of the role are performed remotely).

Market
Upper Ohio Valley
Work Hours per Week
37.5
Requirements
Bachelor's Degree in a business related field (Accounting or Finance preferred).

A minimum of two years of increasing responsibilities performing commercial credit underwriting and analysis or commensurate accounting or finance experience.

Formal Credit Training preferred with proven analytical analysis

Understanding of commercial loan structures and underwriting.

Experience with commercial real estate and commercial and industrial loans.

Job Description
SUMMARY:

As a Credit Risk Officer, you will support the Bank's credit and commercial lending functions by actively underwriting commercial requests, modifications, and conducting line of credit and annual portfolio reviews while working with a team of lending and administrative staff to achieve the goals established for the Department and the Bank.

CUSTOMER SERVICE SKILLS:

Willingness to provide a level of service which will clearly differentiate us from our competitors.

INTERPERSONAL SKILLS:

Professional demeanor in appearance, interpersonal relations, work ethic and attitude.

Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers.

Capable of handling research and special projects, including coordinating with other departments.

Detail-oriented and self-motivated to complete required tasks in an efficient and timely manner.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Ability to interpret financial statements, perform cash flow and personal financial statement analysis.

Complete credit underwriting for annual relationship reviews, line of credit renewals and loan modifications.

Perform testing of commercial loan covenants.

Develop initial underwriting and assess credit worthiness and financial strength of a commercial loan applicant.

Develop knowledge of lending standards, banking laws and regulations, and bank credit policies and procedures.

Determine the need for additional information, and work with the Banker to obtain information necessary to formulate a credit decision.

Ability to present facts concerning the credit worthiness of commercial loan applicants, loan structure, and other relevant matters to management.

OTHER REQUIREMENTS:

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.

Knowledge of Microsoft Office products and other computer software; proficiency in Excel preferred.

Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents.

Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community.

Ability to write presentations that conform to prescribed style and format.

Ability to effectively present information to top management.

Ability to work with mathematical concepts such as net present value and apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Ability to define problems, collect data, establish facts, and draw valid conclusions.

#J-18808-Ljbffr



  • Frankfort, United States Butterfield Bank Full time

    Vice President, Head of Credit Risk Management At Butterfield, we provide full-service community banking and specialised international financial services. Operating in multiple jurisdictions, we focus on results, value relationships, and celebrate success. If this sounds like your kind of company, then consider this opportunity to become part of a...


  • Frankfort, United States L&N Federal Credit Union Full time

    ** Branch Manager- Full-Time- Somerset, KY** **Job Category****:** Branch Retail **Requisition Number****:** BRANC001285 Showing 1 location **Job Details** **Description** **Summary:** Reporting to the Market President, this full-time, exempt salaried role works to improve the Credit Unions competitive position, consistent with its mission, within its...

  • Donor Relations Officer

    4 minutes ago


    Frankfort, United States Frontier Housing Full time

    Frontier Housing believes that everyone should have a safe, decent, and affordable place to live in the communities they love.Our goal is to make that happen in Central Appalachia by serving families and individuals with a wide variety of housing products, including new construction, repairs, rental units, and homeownership and credit counseling...

  • Senior Data Analyst

    9 hours ago


    Frankfort, United States Great American Insurance Company Full time

    Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty...


  • Frankfort, United States Kentucky State University Full time

    TITLE: Student Activity Specialist DEPARTMENT: Student Affairs REPORTS TO: Associate Director of Student Activities EFFECTIVE DATE: TBD EMPLOYMENT STATUS: Full-time EMPLOYMENT CLASSIFICATION: Exempt SCOPE OF RESPONSIBILITY: Reporting to the Associate Director of Student Activities, the Student Activity Specialist will be responsible for the logistical...


  • Frankfort, Kentucky, United States KENTUCKY STATE UNIVERSITY Full time

    TITLE: Financial Aid Counselor DEPARTMENT: Financial Aid REPORTS TO: Director of Financial Aid CLASSIFICATION: Staff-12 Months EFFECTIVE DATE: TBD STANDARD WORK HOURS: 37.5 hours per week EMPLOYMENT STATUS: Full-Time EMPLOYMENT CLASSIFICATION: Exempt PRINCIPAL PURPOSE OF JOB The Financial Aid Counselor's duties include counseling and advising students and...


  • Frankfort, United States InsideHigherEd Full time

    TITLE: Diversity Equity, Inclusion (DEI) & Civil Rights Compliance CoordinatorDEPARTMENT: Land GrantREPORTS TO: USDA Civil Rights Compliance Officer STANDARD WORK HOURS: 37.5 hours per weekEMPLOYMENT STATUS: Full-Time EMPLOYMENT CLASSIFICATION: Exempt  JOB SUMMARY: The Diversity, Equity, Inclusion & Civil Rights Coordinator is part of the Kentucky...


  • Frankfort, United States InsideHigherEd Full time

      TITLE: Assistant Professor of Entrepreneurial Marketing                                                         DEPARTMENT: School of Business                                       REPORTS TO: School of Bussiness ChairEFFECTIVE DATE: TBDEMPLOYMENT STATUS: Full-time        EMPLOYMENT CLASSIFICATION: ...

  • Primary Care

    1 day ago


    Frankfort, United States Munson Healthcare Full time

    Join our team and help improve lives!Full-time Monday - Friday, 8am-5pmCall: Rotated 1 in 4 GENERAL SUMMARYFrankfort Medical Group is seeking a physician to join a team-based practice that delivers high quality care to patients of all ages.  The physician who joins this practice will be part of a 2 physician team with 2 Advance Practice Providers and will...

  • Primary Care

    1 month ago


    Frankfort, United States Munson Healthcare Full time

    Join our team and help improve lives!Full-time Monday - Friday, 8am-5pmCall: Rotated 1 in 4 GENERAL SUMMARYFrankfort Medical Group is seeking a physician to join a team-based practice that delivers high quality care to patients of all ages.  The physician who joins this practice will be part of a 2 physician team with 2 Advance Practice Providers and will...

  • Budget Director

    4 days ago


    Frankfort, United States InsideHigherEd Full time

    TITLE: Budget Director                                                                                                                  DEPARTMENT: Vice President of Finance and Administration/CFOEFFECTIVE DATE: TBDCLASSIFICATION: Staff-12 monthsSTANDARD WORK HOURS: 37.5LOCATION: On-Site-Main Campus...


  • Frankfort, United States Ceribell, Inc Full time

    Position Overview The Clinical Account Manager (CAM) is responsible for launching new hospitals and organic growth of install base of hospitals. The AM will also be responsible for providing on-going medical education to physicians and clinical staff using clinical information as the foundation for growth. This Clinical Account Manager must be based in...


  • Frankfort, United States Kentucky State University Full time

    TITLE: Assistant Professor of Nutrition and Human Health (Tenure Track) DEPARTMENT: Land Grant REPORTS TO: Chair, School of Agriculture, Community and the Sciences EFFECTIVE DATE: TBD EMPLOYMENT STATUS: Full-time EMPLOYMENT CLASSIFICATION: Exempt PRINCIPAL PURPOSE OF JOB: The Assistant Professor of Nutrition and Human Health (Tenure Track) will provide...


  • Frankfort, United States Kentucky State University Full time

    TITLE: Research & Extension Program Support Coordinator (Health Equity) DEPARTMENT: College of Agriculture Community and the Science REPORTS TO: Sr Research Associate and State Specialist Health Equity EFFECTIVE DATE: Position will Remain Open until Filled EMPLOYMENT STATUS: Full-time EMPLOYMENT CLASSIFICATION: Non-Exempt Internal Candidates are...


  • Frankfort, United States InsideHigherEd Full time

    TITLE: Senior Extension Associate-Horticulture (Controlled Environment Growing)LOCATION: West Louisville Extension Office                            DEPARTMENT: Community Resource Development (CRD)                                                REPORTS TO: Program Leader in Community Resource DevelopmentEFFECTIVE...

  • Financial Analyst

    3 weeks ago


    Frankfort, United States Fortive Corporation Full time

    Job Description About Us : About Provation: Provation is a leading provider of healthcare software and SaaS solutions for clinical productivity, care coordination, quality reporting, and billing. Our purpose is to empower providers to deliver quality healthcare for all. Provation’s comprehensive portfolio spans the entire patient encounter, from...

  • Business Analyst

    5 days ago


    Frankfort, United States Quantam Solutions Full time

    Quantam Solutions provides IT solutions and consulting for the State of Michigan. We offer a competitive hourly wage, health benefits, paid time off, and a 401(k) plan. We're currently seeking a Business Analyst for the Commonwealth of Kentucky's Department of Revenue. OVERVIEW:The Kentucky Department of Revenue s Division of Information Management is...


  • Frankfort, United States Symplr Software LLC Full time

    Overview The Enterprise Program Manager provides program and project management leadership for the successful execution of Enterprise programs. The program manager serves as the point of contact with enterprise tier 1 customers on strategic programs and therefore must have excellent customer relationship skills and a strong customer advocacy focus. This...

  • Process Engineer

    4 weeks ago


    Frankfort, United States Wash. Penn Plas-Corp Full time

    Job DescriptionJob DescriptionSummaryThe Process Engineer is responsible for leading the development and optimization of manufacturing processes and practices to ensure sustainability and continuous improvement of WPP facilities and supporting processes. The role will also direct, oversee and implement engineering projects within the area of assigned...


  • Frankfort, United States Kentucky State University Full time

    TITLE: Assistant Professor of Nutrition and Human Health (Tenure Track)DEPARTMENT: Land Grant REPORTS TO: Chair, School of Agriculture, Community and the SciencesEFFECTIVE DATE: TBDEMPLOYMENT STATUS: Full-time EMPLOYMENT CLASSIFICATION: ExemptPRINCIPAL PURPOSE OF JOB: The Assistant Professor of Nutrition and Human Health (Tenure Track) will provide...