![Citizens](https://media.trabajo.org/img/noimg.jpg)
Credit Risk Analytics
1 month ago
Description
The Credit Risk Sr Professional will be responsible for managing key Credit Risk project execution across business areas. The incumbent will use modeling techniques to be able to build and optimize credit strategies, while staying on top of credit performance. Will assist in the management of Citizen's lending portfolio, implementing decision rules, underwriting models, strategies, and monthly reporting. Also have a keen attention to detail and be able to view and review every aspect of implementation with a critical eye and (with stakeholders help) employ rigorous testing measures, being able to understand and manage the credit risk that is being taken.
Primary responsibilities include
+ Understand, interpret, and maintain policies and/or strategies being recommended by product Credit leads and/or Credit Analysts.
+ Developing or overseeing the development of mathematical and statistical models for forecasting credit risks in a variety of situations.
+ Leverage expert process and credit knowledge to lead discussions with the cross functional teams, disseminate the essence of implementation tasks to stakeholders and influence implementation solution strategies; monitor and communicate the amount of credit risk taken.
+ Reviews individual loan files for compliance with underwriting and default management policy and procedure.
+ Provide an independent assessment of the quality, quantity, direction and overall credit risk in the organization through planned reviews.
+ Completes continuous monitoring of portfolios and ensures group results are effectively communicated to relevant stakeholders through management presentations and reports.
Qualifications:
+ 5 or more years of Consumer Lending Credit Risk experience ideally aligned with Residential Mortgage/Home Equity lending.
+ 5+ years of relevant experience in a quantitative role utilizing statistical programing languages.
+ 5+ years Quantitative Skills ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends.
+ Expertise with Tableau required.
+ Expert level with at least 2 of the following technologies required: Excel, SQL, Python, R.
+ Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership.
+ Exceptional problem-solving acumen with ability to think strategically.
+ Time Management ability to prioritize competing assignments and thrive in a fast-paced results orientated environment.
Education:
+ Bachelors degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.).
+ Masters/PhD in a quantitative discipline preferred.
Hours & Work Schedule: Hybrid/1-2 days in the office
+ Hours per Week:40
+ Work Schedule: Monday -Friday
#LI-CITIZENS2
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleagues or a dependents reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer
Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
-
Sr Credit Risk
3 weeks ago
Westwood, United States Citizens Full timeDescription The Credit Risk Sr Professional will be a critical member of the Unsecured Consumer Lending Credit Risk Team, generating the statistical analysis used to inform credit strategy. Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to...
-
Credit Risk Sr Manager
3 weeks ago
Westwood, United States Citizens Financial Group, Inc. Full timeDescription The Head of Unsecured, DDA/ODLOC Credit Risk will be responsible for Credit Risk Management of Citizens Unsecured Lending (Cards and Citizens Pays Pay), DDA and Overdraft Lines. The role reports to the Head of Consumer Credit Risk Management and Pricing. Will manage a team of credit and analytical colleagues that are responsible for all aspects...
-
Sr Manager Operational Risk- Risk Intelligence
3 weeks ago
Westwood, United States Citizens Financial Group, Inc. Full timeJob Description The Senior Operational Risk Manager is a member of the Risk Intelligence Team and the broader Non-Financial Independent Risk Management (IRM) organization. This role will partner broadly the IRM team to help identify and recommend key metrics leveraging both risk programmatic and business operational data to enhance our Core Operational Risk...
-
Sr Manager Operational Risk- Risk Intelligence
3 weeks ago
Westwood, United States Citizens Financial Group, Inc. Full timeDescription The Senior Operational Risk Manager is a member of the Risk Intelligence Team and the broader Non-Financial Independent Risk Management (IRM) organization. This role will partner broadly the IRM team to help identify and recommend key metrics leveraging both risk programmatic and business operational data to enhance our Core Operational Risk...
-
Westwood, United States Citizens Full timeDescription The Director, Non-Financial Risk Management is a senior leader within the Risk Intelligence Team and is responsible for overseeing the definition and delivery of Core Operational Risk and Compliance Regulatory monitoring through partnership with our broader Non-Financial Independent Risk Management (IRM) stakeholders. Reporting directly to the...
-
Fair Lending First Line Risk Manager
3 weeks ago
Westwood, United States Citizens Financial Group, Inc. Full timeDescription With a focus on fair lending compliance, as a First Line Risk Manager you will represent the First Line of Defense and identify and mitigate potential fair lending and/or UDAAP risks through the identification, management, and mitigation of the risk and control environment. The primary function of this role will be to assess business processes to...
-
Sr Risk Fair Lending Compliance
2 months ago
Westwood, United States Citizens Financial Group, Inc. Full timeDescription This role supports the Consumer Bank's First Line of Defense Fair Lending Risk function by identifying and mitigating potential fair lending risk. You will serve as a liaison, interfacing with business partners to drive meaningful reductions in fair lending compliance risk. You may use reporting, data analysis and monitoring of this subject...
-
Senior Collateral Analyst
4 weeks ago
Westwood, United States Citizens Financial Group, Inc. Full timeDescription The Commercial Field Exam team supports the underwriting of facilities to New/Existing borrowers, Renewals, Annual Reviews, and Special Requests. The Senior Collateral Analyst will participate in on-site evaluation of an existing or prospective borrower's books, records, and operations to ensure compliance with bank lending policies and...
-
Senior Collateral Analyst
1 month ago
Westwood, United States Citizens Full timeDescription The Commercial Field Exam team supports the underwriting of facilities to New/Existing borrowers, Renewals, Annual Reviews, and Special Requests. The Senior Collateral Analyst will participate in on-site evaluation of an existing or prospective borrowers books, records, and operations to ensure compliance with bank lending policies and...
-
Solar Program Intern
4 weeks ago
Westwood, Massachusetts, United States EVERSOURCE Full timeResponsible for assisting with the various analytical and administrative processes used to deliver the state-sponsored Solar MA Renewable Target (SMART) incentive program to Eversource's solar customers. The SMART program is a solar incentive program designed to promote cost-effective solar development in the Commonwealth while achieving state renewable...
-
Accountant
4 weeks ago
Westwood, United States Safety NetAccess Inc Full timeJob DescriptionJob DescriptionSafety NetAccess is an outstanding, privately owned company that holds a great deal of opportunity for professionals interested in joining a smart, ambitious, hard-working, expanding team and pursue an exciting career. ACCOUNTANT Location: Westwood, MA JOB DESCRIPTION Technology firm is seeking a full-time experienced accountant...
-
Accountant
4 weeks ago
Westwood, United States Safety NetAccess Inc Full timeJob DescriptionJob DescriptionSafety NetAccess is an outstanding, privately owned company that holds a great deal of opportunity for professionals interested in joining a smart, ambitious, hard-working, expanding team and pursue an exciting career. ACCOUNTANT Location: Westwood, MA JOB DESCRIPTION Technology firm is seeking a full-time experienced accountant...
-
Securities Principal Control Analyst
2 months ago
Westwood, United States Citizens Full timeDescriptionThe Principal Control Analyst, is responsible for conducting supervisory reviews of submitted investment / insurance business and may be responsible for executing final principal determination for the submitted business on behalf of the firm. The incumbent is also responsible for solving a range of straightforward problems and receives a moderate...
-
Senior Billing
2 days ago
Westwood, United States Safety NetAccess Inc Full timeJob DescriptionJob DescriptionSafety NetAccess is an outstanding, privately owned company that holds a great deal of opportunity for professionals interested in joining a smart, ambitious, hard-working, expanding team and pursue an exciting career.Senior Billing & Collections ManagerLocation: Westwood, MAJOB DESCRIPTIONTechnology firm is seeking a full-time...
-
Sr Data Scientist
3 weeks ago
Westwood, United States Citizens Financial Group, Inc. Full timeDescription There's no better time to be a Citizen! We are growing and looking to add to our Marketing Optimization team. We are seeking a strategic and motivated marketing analytics consultant to drive customer engagement and deepen relationships in partnership with our Checking and Deposits Customer Growth Marketing team. This role is crucial in...
-
WESTWOOD, United States Citizens Full timeDescriptionAs the Growth Strategist for Private Bank/Private Wealth, your primary responsibilities are to nurture and build brand equity for Citizens Private Bank using contemporary marketing methods to drive interest and adoption of its products and services. This is both a strategic and executional role in which you will lead the development, advocacy,...
-
Finance Director
3 weeks ago
Westwood, United States Citizens Full timeDescription In this role at Citizens, you’ll experience new things, create new opportunities, think beyond your role, and make an impact. As the Finance Director, you will support a business manager in one of Citizens’ lines of business and will be responsible for the development and implementation of the financial and operational plans to support a...
-
Sr Business Analyst
3 weeks ago
Westwood, United States Citizens Full timeDescription Citizens Financial Group, Inc. (CFG) seeks a Senior Business Analyst for its Westwood, MA location. Duties: Analyzes and evaluates business and technology requirements and consults with stakeholders from various departments. Identifies areas for the development of automation solutions to improve business processes, with a special focus on...
-
Vice President Public Affairs Market Manager
2 weeks ago
WESTWOOD, United States Citizens Full timeDescriptionThe Vice President - Public Affairs Market Manager – Massachusetts reports to the New England Director of Public Affairs and establishes and executes the charitable giving strategy for the market. The manager also performs detail-oriented work for a variety of department operations and initiatives. The position requires an experienced, creative...
-
Enterprise Payments Product Associate
2 weeks ago
Westwood, United States Citizens Full timeDescription As an Enterprise Payments Product Associate here at Citizens, youll be part of a diverse and evolving Product team driving payments innovation across the enterprise. In this role youll be interfacing with external vendors, internal colleagues, and customers on a regular basis to support our Consumer Payment products. Another significant...